by lawnchair » Wed 13 Jun 2007, 19:20:59
Health care has made slaves of Americans.
Compare the vacation time taken by Americans and Euros. Is it because we're all real dedicated? Indispensible? Hardly.
It's because if you become sick, or have a child with an illness, you cannot, ever, risk quitting or being fired. Hiring companies aren't supposed to ask about your health situation, but they sure find out. If they will offer you insurance, it will be impossibly expensive. Thus, Americans work 65-hour weeks with 3 days off per year, just to keep the insurance they have.
Of course, as Sicko points out, just having insurance doesn't mean you won't get screwed when you actually get sick.
So far, I'm lucky to be young and healthy. I have an individual catastrophic plan and pay $700 a year (though rising as I get older). Supposedly my insurer will cover costs between $2500 (annual deductible) and $3mil if I suddenly become seriously ill. I haven't actually used a penny... I haven't seen a health care worker in 13 years. Scared to, actually. If they found something, my insurance would likely become unaffordable. So, I've paid $10k into health care I've never used. Still a good deal when you realize how quickly bills can get to $200k or much more.
I've had the possibility of employer insurance before, but the options sucked pretty badly and I really like the ability to quit working and live on savings or low-wage work for a while if my employer demands more overtime than I want or reneges on vacation. It puts a *lot* of power back into my hands. Friends from Canada consider the ability to quit working for a few months without risking their health to be a huge benefit. I agree enough to be seriously considering immigration.
The amazing part is, between Medicare (elderly), Medicaid (poor), Veteran's Administration care, military and dependent care, federal/state employee care, and tax deductions to businesses offering health care, US taxpayers pay about as much per capita on government health care as do the Canadians, Aussies, French, etc. But, additionally we pay billions more in premiums and a third of our population has no coverage at all. W T F?