If the majority of people were to stay at home during a pandemic for as long as a year, how would people pay bills? Or would the gov't just make everything "free", i.e, no rent payments, no mortgage payments, no utility bill payments, etc (like they'd be anyone in the processing centers to process payments anyhow...LOL.) They'd probably will have emergency food distribution centers in each neighborhood and so on and so forth, but I certainly wouldn't count on that. Stocking up is a never a bad idea, for anyone.
I tell you what, if I see that a pandemic is about to overtake the US, I'll be going into hyper charging mode, running up all the debt I could manage on preps...it's highly unlikely they'd be sending out collectors to try and get it all back when I don't pay the bill...bwawhaa.
The sick and dying aside, a massive pandemic would be truly an awesome thing to see, as it'd surely grind our economic "system" into dust, ever to return again. To me, that's well worth the price of admission.
Nowhere to run, nowhere to hide...
...and the meek shall inherit the Earth!