by cornholio » Mon 07 Nov 2005, 13:23:19
$this->bbcode_second_pass_quote('Heineken', '
')A spirited defense, cornholio. It doesn't explain, though, why the U.S. is the only major Western nation without nationalized health insurance; in essense, why the U.S. is the only such country that treats health care as a for-profit business.
I can think of plenty of reasons, but high among them I would rank your own AMA and a thousand other lobbying entities for caregivers. Doctors complain about the current criminal system but, when it comes down to it, do nothing to overturn it. That's because they don't want to lose any status or $$ or their chance for EVEN MORE. Hey, they're only human. But I have to laugh every time I read health care organizations' literature preaching about the primacy of "the patient."
Although it's a pretty graph (source?), I seriously doubt that 70% of the health care dollar truly reaches the patient directly. For one thing, you don't seem to have considered the effect of $100 Band-Aids. Perhaps 70% of the health care dollar reaches the patient, but it is a ridiculously inflated dollar.
Let's put the question another way: If doctors were willing to give up their Jaguars and drive Ford Focuses instead, how much more of that health care dollar would reach the patient?
Note: The AMA is a very conservative organization... Joining it is elective (many don't) and it does not speak for all physicians.
http://www.princeton.edu/~starr/20starr.html Regarding the Clinton Plan...
"Major national organizations of physicians supported universal coverage; even the AMA was no longer dedicated simply to obstructing change. The administration did receive support from the American College of Physicians, the pediatricians, neurologists, and family practitioners, as well as the American Nursing Association, retail pharmacists, and other provider groups. But it failed to close the deal with the insurance companies. And by calling for major cuts in future Medicare spending growth, it lost the support of the hospital industry; for the same reason, the American Association of Retired Persons (AARP) decided not to endorse a specific plan until it was too late."... As was my impression at the time, opposition came mainly from the insurance industry and hospitals. In any case, I and many physicians support universal coverage and a single payer system.
The 30% waste/administrative cost is supported here and in other studies
http://www.pnhp.org/news/2004/january/n ... h_insu.php (Canada's rate is much lower)... The "division of the healthcare dollar" graph comes from Blue-cross/Blue-Shield
http://www.bcbsm.com/home/rising_cost/h ... pent.shtml however you have to remember that they left out the 30% administrative costs (conveniently) : )
The inefficiency (high administration costs) and the fact we see people daily who need care yet have no coverage is the reason physicians generally support a change in the system... Currently there are ways to get a patient some care (free med samples, applying for medicaid/disability, long payment plans that are eventually written off and paid for by those with insurance...) but they are inefficient.
The 100$ aspirin (a myth) found in hospitals is explained by 1) cost shifting, pumping up a bill for those with insurance necessary to cover care of those without insurance 2) charging for things that can be charged for, so that unbilled services can be provided 3)high administrative costs... In any case a hospital can bill whatever they want... Insurance companies now have the power to pay what they want regardless of charge. The person that loses in this scenario is the uninsured who ends up paying more than people with insurance.
Regarding salary, there are many kinds of doctors. Some earn a lot (based on their specialty), some earn much less. Again, given the training required and the workload/debt/risk involved in working as a primary care physician (the blue-collar of the medical profession) I would argue that the pay does not compare favorably to the other career options we could have chosen rather than medicine (law, business, insurance, tech). For the specialties that pay more, all require longer training and higher risk (I got out of training at age 31, neurosurgery would have added about 5 years to that...). The nice cars in the parking lot aren't affordable to all physicians, and I wouldn't trade places with the physician who can afford a porsche or hummer (the training, hours worked and lifestyle wouldnt be worth it).
Bottom line: Of the original healthcare dollar 70 cents goes to patient care (source above)... Of that 20% (14 cents) goes to physician billing, which actually covers all physician services and the cost to run clincis. From experience half of physician collections or more goes to pay for clinic rent, insurance, and clinic employees... Meaning 7 cents of the original health care dollar goes to physician services. The margin for primary care physicians is slim enough that attempting to cut that 7 cents will result immediately in some clinics closing immediately or cutting back on services to the poor or poorly insured in an attempt to keep the doors open (as clinics are a high-rent, with a lot of administration and personel costs which are added to annually by regulations).
You could try to cut physician pay directly but 1) for primary care physicians that is not much... more of the pie goes to others. 2) there is more inefficiency to wring out of other areas 3) attempting to squeeze the system (especially primary care) without universal coverage will result in loss of providers for the poorest and underserved and closure of clinics 4) If you don't relieve the education debt involved in becoming a physician (100,000k) or make the pay adequate to justify not having a job until you are in your 30s recruitment will suffer as people opt for jobs in law, tech, and business (as they did in the 80's).
The ACP and other physician organizations supported a single payer system. If all physicians driving a Ford Focus would really result in care for everybody then I think we would support it. But physician (primary care, anyway) pay cuts will not have a big effect on care provided (except to close clinics or reduce the number of people able to care for the poor and poorly insured). For real savings administrative costs (single payer or other revolution), pharmacy costs, medico-legal reform, and even rationing of the most expensive/least productive proceedures and treatments will have to be addressed... We are a long way from having those discussions.
Personally I drive a small truck (sonoma 1997), live in a smallish house (3 bedroom slab), dont own my house and have little savings... So Dr. bashing really rings hollow for me : ).