Donate Bitcoin

Donate Paypal


PeakOil is You

PeakOil is You

Health Insurance - what's your status? (Losing Ours!)

Discussions related to the physiological and psychological effects of peak oil on our members and future generations.

My Health Insurance Coverage

No insurance.
8
No votes
Family is covered, but I am not.
3
No votes
I am covered, but family is not.
1
No votes
I/we have good coverage.
14
No votes
I/we have catastophic coverage only.
1
No votes
My/our deductible is very high.
2
No votes
I/we have limited prescription coverage.
1
No votes
I/we have NO prescription coverage.
1
No votes
I/we have vision coverage.
5
No votes
I/we have dental coverage.
5
No votes
I/we have Medicaid only.
0
0%
I/we have Medicare only.
1
No votes
I/we pay about ____ $$ / month for insurance. (Please leave a comment.)
3
No votes
Other. (Please leave a comment.)
5
No votes
 
Total votes : 50

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby graham » Sun 12 Jun 2011, 11:48:58

I happen to be very lucky as I live in a civilised country where I don't need health insurance. :-D
User avatar
graham
Peat
Peat
 
Posts: 97
Joined: Fri 20 Jun 2008, 03:00:00
Location: U.K.

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Lumpy » Sun 12 Jun 2011, 12:53:03

$this->bbcode_second_pass_quote('graham', 'I') happen to be very lucky as I live in a civilised country where I don't need health insurance. :-D


I am happy for you ... but am also concerned for your civilised country's economic status in the not-too-distant-future.

Wonder how long you will all continue to receive health care. It will take a back seat to keeping people fed and supplied with clean water, for starters.

And, dog-gone it, there are sure a lot of you civilised folks living in a small area, it seems.

I think you have some big problems coming down the track, fast. :? And I think your health care system will be impacted pretty quickly.

Lumpy
"A government big enough to give you everything you want, is strong enough to take everything you have." Thomas Jefferson
User avatar
Lumpy
Lignite
Lignite
 
Posts: 377
Joined: Fri 16 Nov 2007, 04:00:00
Location: Rural Western Idaho

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby smiley » Sun 12 Jun 2011, 19:06:01

$this->bbcode_second_pass_quote('lumpy', 'W')onder how long you will all continue to receive health care. It will take a back seat to keeping people fed and supplied with clean water,


You obviously haven't been paying attention to his location. Clean water is falling out of the sky 90% of the time where he is. :-D

But seriously. For the past thirty years I have heard (US) arguments that the European (UK, French, Dutch, German, Belgian, Denmark etc) healthcare systems are unsustainable and could fall apart any moment. Well so far they haven't and I guess they won't anytime soon.

Perhaps they will be further dressed down. Right now when I go to a spa my healthcare system picks up part of the tab, because they see it as beneficial for my health and as something that might prevent higher costs down the road. I guess those things will be hard to maintain.

But as long as there is a general consensus that one should share the cost between the strong and the weak, the young and the old, etc, it will be possible to maintain a basic healtcare system for a long time.

I pay quite a bit on healthcare. More so because I haven't visited a doctor in this milennium. But my opinion is that once you start drawing lines on who should receive which quality of healthcare for what price, based on arguments that people are too expensive, haven't lived healthy, didn't work hard enough or other, you're going down a slippery slope. If you do that eventually only young and healthy people can afford healthcare, until they become not so young or not so healthy anymore.

If I see those ridiculously high quotes you got you might be better off selling your farm and finding a nice plot of land in for instance Italy or France instead (Better weather for farming than the north of Europe). You should be able to get some insurance for a reasonable rate (probably <$200 mnt). They don't look for prior medical history either.
User avatar
smiley
Intermediate Crude
Intermediate Crude
 
Posts: 2274
Joined: Fri 16 Apr 2004, 03:00:00
Location: Europe

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Lumpy » Sun 12 Jun 2011, 19:46:24

$this->bbcode_second_pass_quote('smiley', '')$this->bbcode_second_pass_quote('lumpy', 'W')onder how long you will all continue to receive health care. It will take a back seat to keeping people fed and supplied with clean water,


You obviously haven't been paying attention to his location. Clean water is falling out of the sky 90% of the time where he is. :-D

If I see those ridiculously high quotes you got you might be better off selling your farm and finding a nice plot of land in for instance Italy or France instead (Better weather for farming than the north of Europe). You should be able to get some insurance for a reasonable rate (probably <$200 mnt). They don't look for prior medical history either.


:-D RIght about the water falling down on U.K. However, I am of the understanding that they import a great deal of their food -- which might become a bit of a problem.

I like Italy. But not enough to move that far away. Great growing season right where I am. Great little farm with own artesian well, two year round creeks, and a natural pond. Nope, this is the place for me.

Do wish I could find those insurance rates here, though! :x


Lumpy
"A government big enough to give you everything you want, is strong enough to take everything you have." Thomas Jefferson
User avatar
Lumpy
Lignite
Lignite
 
Posts: 377
Joined: Fri 16 Nov 2007, 04:00:00
Location: Rural Western Idaho

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby quadzillajim » Tue 14 Jun 2011, 15:48:25

If I lose my job I will lose my health coverage and my family will just have to go to county hospital when sick and the goverment will pay. When I get a new job which wouldn't be hard to find in the field that I'm in, it won't come with insurance cause they will put me on part time. They will do this so they won't have to pay benifits. I think more and more companys are implementing this kind of strategy. I say medicare for all. Cut out the insurance companies that make billions. 8)
Necessity is the mother of invention... but there will be blood.
quadzillajim
Wood
Wood
 
Posts: 47
Joined: Thu 27 May 2010, 11:07:15
Location: Las Vegas

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Cog » Tue 14 Jun 2011, 16:45:08

Medicare is unsustainable because it pays out more than it takes in. Raise taxes or cut benefits if you want it to continue. Time to end this ponzi scheme and let the chips fall where they may. If that means old people dying, its not like that has never happened in human history.

People have got soft and better shape up quick. The future is a hell of a lot harsher than you can imagine.
User avatar
Cog
Fusion
Fusion
 
Posts: 13416
Joined: Sat 17 May 2008, 03:00:00
Location: Northern Kekistan

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby newman1979 » Tue 14 Jun 2011, 18:37:02

Cog, a few facts for you to chew on. First Medicare is not presently in a negative hole. zFacts.com has tabulated the National debt and Medicare is presently on the plus side with over $4 trillion owed to the trust by the Federal Government. Two, if the Government paid interest rates that were normalized due to inflation Medicare would be fine for years. Also all workers pay on all their earnings for all their earning life for Medicare insurance. Even beneficiaries pay from $120 to $500 a month for Medicare and it is taken from Social Security checks as a deduction. Medicare is not an entitlement, it is a benefit that is paid for. Frankly being over 65 years old and paying for lousy health insurance for over 10 years, Medicare, even with higher premiums based on our income, saves over 50% what private health insurance costs when I was 64 and covers all costs with the supplemental. Imagine the cost of insurance as a 70-80 year old. Who wants to insure an older person when 50% of a person's medical costs occur in the last two years of life and at what price? Cog, maybe someday you will grow up to be 65 and pay the medical bills and health insurance plus all of life's other expenses and be able to afford it. Better start salting away a million or two to pay for your health insurance you will need. :)
User avatar
newman1979
Peat
Peat
 
Posts: 160
Joined: Mon 25 Sep 2006, 03:00:00

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Loki » Fri 17 Jun 2011, 19:12:08

$this->bbcode_second_pass_quote('graham', 'I') happen to be very lucky as I live in a civilised country.

I thought you lived in the UK....
A garden will make your rations go further.
User avatar
Loki
Expert
Expert
 
Posts: 3509
Joined: Sat 08 Apr 2006, 03:00:00
Location: Oregon
Top

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Loki » Fri 17 Jun 2011, 19:21:09

$this->bbcode_second_pass_quote('Lumpy', '
')
Just tore the cartilage in my knee (farm accident.) Surgery required. (I have a copy of the MRI .. there's no question about it.) Glad that will be done before the insurance runs out!

That sucks, sorry to hear it Lumpy. Farm work can be dangerous, my knees certainly take a beating. Luckily I come from good peasant stock....

I'm glad I'm covered by workers comp, the owner of the farm has complained on several occasions that he isn't covered by workers comp and has no health insurance, so if he gets seriously injured, he's screwed.

Farming is the third most dangerous occupation in the US behind fishing and logging, at least in terms of occupational mortality. Yet people DEMAND cheap food, so many farmers can't afford health insurance. Ridiculous system we live in.
A garden will make your rations go further.
User avatar
Loki
Expert
Expert
 
Posts: 3509
Joined: Sat 08 Apr 2006, 03:00:00
Location: Oregon
Top

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Cog » Sat 18 Jun 2011, 04:19:29

$this->bbcode_second_pass_quote('newman1979', 'z')Facts.com has tabulated the National debt and Medicare is presently on the plus side with over $4 trillion owed to the trust by the Federal Government.


This is exactly where your assumptions about the sustainability of Medicare runs off the rails. Who do you think the federal government is? :lol:
User avatar
Cog
Fusion
Fusion
 
Posts: 13416
Joined: Sat 17 May 2008, 03:00:00
Location: Northern Kekistan
Top

Previous

Return to Medical Issues Forum

Who is online

Users browsing this forum: No registered users and 2 guests

cron