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PeakOil is You

Health Insurance - what's your status? (Losing Ours!)

Discussions related to the physiological and psychological effects of peak oil on our members and future generations.

My Health Insurance Coverage

No insurance.
8
No votes
Family is covered, but I am not.
3
No votes
I am covered, but family is not.
1
No votes
I/we have good coverage.
14
No votes
I/we have catastophic coverage only.
1
No votes
My/our deductible is very high.
2
No votes
I/we have limited prescription coverage.
1
No votes
I/we have NO prescription coverage.
1
No votes
I/we have vision coverage.
5
No votes
I/we have dental coverage.
5
No votes
I/we have Medicaid only.
0
0%
I/we have Medicare only.
1
No votes
I/we pay about ____ $$ / month for insurance. (Please leave a comment.)
3
No votes
Other. (Please leave a comment.)
5
No votes
 
Total votes : 50

Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Oakley » Wed 08 Jun 2011, 08:28:38

$this->bbcode_second_pass_quote('PrestonSturges', 'T')here is a strong "blame the victim" mentality on both the far left and the far right. The far left thinks that if you're vegan or something you live forever, while the far right you are supposed to pray harder so being sick must mean you have been bad (see the Book of Job where God himself comes down to slap "Job's comforters").

Is it a blame the victim philosophy if I don't want to pay for your health problems? Even if people were totally not responsible for their own health problems, should someone else be forced to pay; and the reality is that there is a high complicity factor for most people for most disease. People eat at McDonald's, consume large quantities of refined carbohydrates, indulge themselves in a couch potato life style, and let an improperly educated medical oligopoly then manage the inevitable breakdown of vitality. When it comes time to pay the piper, they expect the piper to be paid out of the wallet of someone else.
"The deepest sin against the human mind is to believe things without evidence" Thomas H Huxley
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Wed 08 Jun 2011, 08:35:51

$this->bbcode_second_pass_quote('Oakley', '.').. Another example of the difference between reliance on conventional medicine and using alternative knowledge is gall stones referenced in a later post in this thread. It is widely known outside of conventional medicine that a short fast followed by a cup of olive oil and grapefruit juice will expel the stones quite effectively without thousands of dollars of surgery and hospitalization.
Another example is the cholesterol myth, discussed in this article: [url=http://www.lewrockwell.com/sardi/sardi69.html]Sardi

I've been taking 'Isotonix' and quit the Celebrex last Month. It's a herbal mix.
Last edited by Ferretlover on Fri 10 Jun 2011, 22:43:56, edited 1 time in total.
Reason: Deleted excessive requoting.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Wed 08 Jun 2011, 08:46:00

$this->bbcode_second_pass_quote('', 'C')learly you and I look at the world with different eyes. Your position seems to be reliance on the established medical system; I reject a significant portion of it. It is not a matter of being cheap; it is a matter of judgment as to what is effective and what is snake oil.


Actually Okley, yes I do look at the world with different eyes and am as far away from the established medical system as one can get. It's called Shamanism. I'm sure you don't know about such things. Lumpy does, I might add. :)
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Wed 08 Jun 2011, 10:23:59

Those that are older shall take care of the young, then one day, the young shall take care of the elders. Its a beautiful morning :)
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Crusty » Wed 08 Jun 2011, 20:35:38

S*** ..... I'm glad I live in Australia. These replies sound like a Nightmare. Good luck to all on that S****** System!!
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Fiddlerdave » Thu 09 Jun 2011, 02:18:27

$this->bbcode_second_pass_quote('Crusty', 'S')hit..... I'm glad I live in Australia. These replies sound like a Nightmare. Good luck to all on that Shitty System!!
The fear and terror of affording doctor's care is a serious part of everyone in the lower economic echelons in the USA. This is particularly true of parents for children.

To imagine living in a country where NO ONE gives it a thought (because of money) is just such a strange reality to me and to those I know who have struggled with health problems.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby FairMaiden » Thu 09 Jun 2011, 02:58:14

The problem is not the sick ppl, it's all the healthy ppl wasting resources. Check out any mommy board and everyone says the same thing..."it's normal but take him/her to the doctor"...if it's normal why waste the doctor's time? Then the multiple ultrasounds for no reason (1 is all you need if you have no problems)...the induced labour bc heaven forbid the baby is a week overdue (when the due date can err up to 2 weeks). Mandatory repeat c-sections when every baby and pregnancy is different...etc. It's ridiculous.

I'm in Canada so I have to say thank goodness we don't live there. Refusing to give heath care to the ppl who need it most - I think you call it "preexisting condition" is a terrible way to treat your citzenry for their patriotism. The USA is suppose to be the richest country in the world...
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby stephankrasner » Thu 09 Jun 2011, 04:09:33

$this->bbcode_second_pass_quote('FairMaiden', '
')I'm in Canada so I have to say thank goodness we don't live there. Refusing to give heath care to the ppl who need it most - I think you call it "preexisting condition" is a terrible way to treat your citzenry for their patriotism. The USA is suppose to be the richest country in the world...


Didn't Canada just get a big budget cutting govt. change-up? Enjoy healthcare while you can...

Seriously though, living in South Korea, I was able to see a doctor anytime I got sick for about $5 and at at was with a 50% co-pay. At first I thought it was just because the government subsidized it, but later I found out that it's because 1. There are a shit ton of doctors, 2. Most doctors own their own private practices, and 3. The government doesn't force liability insurance on doctors.

My dad was a doctor for 35 years, back in the 70's the prospect of paying for medical school AND owning your own practice was completely within reach financially, now, the cost between school, insurance, and government regulations, it is out of reach. We have a shortage of doctors, because there isn't enough incentive to resist a more lucrative career.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Lumpy » Thu 09 Jun 2011, 10:59:14

$this->bbcode_second_pass_quote('vision-master', '')$this->bbcode_second_pass_quote('', 'C')learly you and I look at the world with different eyes. Your position seems to be reliance on the established medical system; I reject a significant portion of it. It is not a matter of being cheap; it is a matter of judgment as to what is effective and what is snake oil.


Actually Okley, yes I do look at the world with different eyes and am as far away from the established medical system as one can get. It's called Shamanism. I'm sure you don't know about such things. Lumpy does, I might add. :)


Yes, VM, as you and I have discussed, I find myself kind of between two worlds, medically, trying to make best use of both. For others with whom I have not had that discussion ...

My training in which I earned my degrees is in conventional Western medicine. However, the training to which I have been exposed since childhood and in which (as I have grown older) I endeavor to become more educated involves Shamanism, herbalism, nutritional aspects, etc.

I profoundly believe in the value of the right (Western) medication for the right person in the right dose at the right time -- and have seen people's lives changed and saved by the judicious use of medication.

I also know for SURE that another pill is not always the answer.

But I am very afraid for people like my sister, who has NO thyroid gland and is 100% dependent on one particular brand of replacement thyroid hormone. (This is not unusual -- many people on thyroid meds will respond very, very poorly to all but one compound, for reasons not clearly understood. Not the same compound for every person, either.)

Anyway, I believe that the upcoming years ... not distant future ... are going recast me in the role of "Lumpy, Kindred Creek Valley Medicine Woman." And the fact that I have a DEA license and prsecriptive authorithy is going to become way less important than the fact that we are developing an extensive herb garden and becoming certified herbalists.

My spouse will be the compounder most likely, and I will be the diagnositician and dispenser.

But that still won't do anything for people like my sister ... :-( Or others who have posted here with really serious conditions that are not responsive to alternative treatments to our knowledge so far.

Lumpy
Last edited by Lumpy on Thu 09 Jun 2011, 11:17:29, edited 1 time in total.
"A government big enough to give you everything you want, is strong enough to take everything you have." Thomas Jefferson
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Lumpy » Thu 09 Jun 2011, 11:14:03

$this->bbcode_second_pass_quote('Fiddlerdave', 'I') have Obamacare's new Pre-existing Condition Insurance Plan (PCIP). It is really great! .... with NO POLICY LIMIT!

Fiddler, I am SO happy for you that you have been able to get the help you needed :)

Unfortunately, things like NO POLICY LIMIT mean that more 'money' is being created out of thin air.

Since I'm the one that started this thread, I would have good reason to cross my fingers for 6 months, then jump on the Obamacare health insurance wagon. EXCEPT I don't see how it can last.

Best wishes to you, though. And, again, glad you are feeling so much better!

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"A government big enough to give you everything you want, is strong enough to take everything you have." Thomas Jefferson
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby AgentR11 » Thu 09 Jun 2011, 11:27:43

$this->bbcode_second_pass_quote('Lumpy', 'S')ince I'm the one that started this thread, I would have good reason to cross my fingers for 6 months, then jump on the Obamacare health insurance wagon. EXCEPT I don't see how it can last.


Well actually... I'm gonna side with Obama care on this one. the PCIP, from a net public outlays standpoint is a financial improvement in almost all cases; as the post indicates, hospitals *will* keep a destitute patient in a bed, as long as they have the spare bed to work with; and wrack up huge, real costs that work their way through and eventually to the bottom line of the responsible government parties; while at the same time, can't find a way to grab $10k or whatever for a medical device that will get that patient out of the ICU. And a good chunk of our medical over-expense is like this, people using thousands of dollars of ER based care, when what they needed was a GP and a knee brace, a prescription, or some stitches. Contrary to popular opinion, your GP is perfectly able to stitch up nasty gashes, or put a cast on a simple fracture, the ER is not necessary, but it is used because destitute patients can't use the economically correct solution.

Basically, it fills a hole between regular insured and/or insurable people, and people who qualify for medicaid. It collects some money from them, and it enables access to the economically appropriate services.

It doesn't cost anything that wouldn't have been spent by the public anyway. So I'd expect this program to last, even if other provisions are struck down in court. Or at least, last as long as we can pay US Dollars for our health care services.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby ritter » Thu 09 Jun 2011, 11:59:13

In answer to your question, I currently have health care insurance through my employer for myself, wife and kid. It is an HSA/high deductible plan that costs me out of pocket $100/month for the policy. The company puts $ into the HSA account to cover deductibles. These days, it's a pretty solid plan. I don't have dental or vision but can use $ from the HSA to pay for those things.

The last three years, costs for the policies have gone up 20-40% per year. So far, the company has eaten it but each year the policy's deductible has risen. It's just a matter of time before I am paying considerably more for my policy.

Now for a bit of a rant on the current system. My sister works as a PA in an ER. She's got some classic stories of kids coming in with acute asthma symptoms. Mom/dad/kid all reek of cigarette smoke. Kid isn't using the inhaler prescribed two months ago. Why not? Because the parents couldn't scrap the $20 together or the motivation to refill it. Lay off the ********** cigs and take care of your kid, eh? This is not isolated to one family.

The point being, the general public doesn't know s*** about how to take care of themselves or their kids and the lack of affordable or socialized medical treatment makes the cost of treatment astronomical. It's god damned appalling that 1) the parents are smoking in enclosed spaces with the asthmatic kid 2) can't lay off the cigs long enough to scrap up $20 for kid's benefit 3) utilize the ER for treatment of acute symptoms that could be controlled with standard treatments and a change (for the better) in the parents' lifestyle. Instead, they go to the ER and we, the insured, foot the $5000 bill for a ********** inhaler.

Edited to keep it family friendly, per Pops.
Last edited by ritter on Thu 09 Jun 2011, 17:08:13, edited 1 time in total.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Pops » Thu 09 Jun 2011, 14:17:17

Now now, this is a family show.

Otherwise I agree. I cant for the life of me figure out why there aren't thousands of small clinics and "prompt care" with GPs and NPs attached to ERs and stuck in strip malls everywhere.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Thu 09 Jun 2011, 15:04:22

$this->bbcode_second_pass_quote('', 'A')nyway, I believe that the upcoming years ... not distant future ... are going recast me in the role of "Lumpy, Kindred Creek Valley Medicine Woman." And the fact that I have a DEA license and prsecriptive authorithy is going to become way less important than the fact that we are developing an extensive herb garden and becoming certified herbalists.


Very kool Lumpy, sometimes I wonder If'n I was a Shaman in another life. I've had these thoughts since my teenage years. :)
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Cog » Thu 09 Jun 2011, 15:45:00

My basic conclusion about health care is if you can afford it fine, if not then die. Just don't cry for me to pay for either your health care or you screwed up choices in life.
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Cog » Thu 09 Jun 2011, 15:47:53

$this->bbcode_second_pass_quote('ritter', 'N')ow for a bit of a rant on the current system. My sister works as a PA in an ER. She's got some classic stories of kids coming in with acute asthma symptoms. Mom/dad/kid all reek of cigarette smoke. Kid isn't using the inhaler prescribed two months ago. Why not? Because the parents couldn't scrap the $20 together or the motivation to refill it. Lay off the f****** cigs and take care of your kid, eh? This is not isolated to one family. ...
It's god damned appalling that 1) the parents are smoking in enclosed spaces with the asthmatic kid 2) can't lay off the cigs long enough to scrap up $20 for kid's benefit 3) utilize the ER for treatment of acute symptoms that could be controlled with standard treatments and a change (for the better) in the parents' lifestyle. Instead, they go to the ER and we, the insured, foot the $5000 bill for a f****** inhaler.

The response should be "Go home kid and die. Its obvious your parents were not stopped from contributing to the gene pool and you now have to pay the price for their stupidity".
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Thu 09 Jun 2011, 16:50:17

$this->bbcode_second_pass_quote('Cog', 'M')y basic conclusion about health care is if you can afford it fine, if not then die. Just don't cry for me to pay for either your health care or you screwed up choices in life.


But Cog, I'm homicidal, where do you live again? :lol:
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Lumpy » Thu 09 Jun 2011, 18:51:17

$this->bbcode_second_pass_quote('vision-master', '')$this->bbcode_second_pass_quote('Cog', 'M')y basic conclusion about health care is if you can afford it fine, if not then die. Just don't cry for me to pay for either your health care or you screwed up choices in life.


But Cog, I'm homicidal, where do you live again? :lol:


See, Cog, that's what happens when we let mental health issues go untreated.
VisionMaster arises stealthily in the night to kill and/or maim --- :evil:

(VM - I figured you could handle the ribbing. Hope so! Lumpy 8) )
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby vision-master » Thu 09 Jun 2011, 18:55:13

I got over it.... (mostly) :) Just remember Cog. :lol:
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Re: Health Insurance - what's your status? (Losing Ours!)

Unread postby Cog » Thu 09 Jun 2011, 19:20:36

$this->bbcode_second_pass_quote('vision-master', 'I') got over it.... (mostly) :)

Just remember Cog. :lol:


I always look forward to the opportunity to remove another leech from the gene pool. VM would have to put down the bong long enough to read a map that I will have plenty of time to prepare. :lol:
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