by MarkJ » Fri 01 Jan 2010, 07:12:58
$this->bbcode_second_pass_quote('VMarcHart', 'H')ere in California, unemployment compensation is $430/week (net). That's $22,360/year. Good luck lving large with that.
Some locals live well on $430 per week in unemployment benefits due to the low cost of living, they have low debt, they own homes/mobile homes/camps and acreage outright, they own used cars, trucks, boats, motorcycles, quads, snowmobiles, campers, equipment, tools, hunting, fishing and sporting equipment outright, they own investment/income properties, they have low mortgage payments, they have low rents, they live with relatives or friends, they live in 2/3/4 income households, they perform big money side jobs for cash, they rent rooms for cash, they buy, repair and sell vehicles, toys and equipment etc.
The other night we were snowmobiling and ice fishing with over a dozen unemployed tradesmen, machinists, maintenance workers etc. Many of their 4WD trucks, enclosed trailers and sleds were newer than ours.
Many of the unemployed are self sufficient skilled tradesmen and manufacturing workers with multiple skills, trucks, vans, plow trucks, trailers, tools and equipment. These types save money since many built their own homes, renovated their own homes and don't have to pay professionals to maintain, service or repair homes, investment properties, mechanical systems, equipment, vehicles, motorized toys etc.
There's always plenty of cash side jobs for people with residential or commercial construction, plumbing, electrical, heating, cooling, refrigeration or home improvement property maintenance experience.
Many of our
working customers, tenants and our unskilled/semi-skilled or part-time employees make less than $430 per week, but live well due to the low cost of living, low debt many of the things mentioned above, low/zero income taxation, low/zero property taxation $X,000 tax refunds, plus numerous government/state/local/private freebies and subsidies.
When it comes to many government, state, local and private freebies and subsidies, qualifications and the amount of the benefits are based on income, family size and need. One of the largest benefits, subsidized private/public housing is in short supply, so the units generally go to the most needy, single mothers with multiple kids, families facing eviction, homeless families and people living in shelters, emergency housing and homeless motels.
We have single apartment seekers that have been on subsidized housing waiting lists for years. Often the only available apartments are small private slumlord units in extremely poor condition in bad neighborhoods. Since many of these units are century old inefficient, uninsulated units, the cost of heating them is often substantially higher than the HEAP and Emergency HEAP grants.
Since benefits scale with household size, the single people barely squeak by, hence why many receive financial help from relatives and/or perform cash jobs and services, sublet rooms etc.