by LadyRuby » Fri 28 Oct 2005, 21:33:56
$this->bbcode_second_pass_quote('nuhax', 'M')y idea of welfare if you are out of work and have no income:
1. Savings.
2. Sell stuff.
3. Get help from immediate family (mom, dad, brother etc.).
4. Private debt (credit cards, loans).
5. Extended Family (grandparents, uncle etc.)
6. Friends.
7. Organization you are member of (ie church).
8. Other private organizations (Salvation Army etc.)
9. Student loans, school training if you can't get a job.
10. City government programs. (temporary, a few months max)
11. State government programs. (temporary)
There should be no Federal welfare.
As to Calvinism, I think the "protestant work ethic" is a small part of the American history/psyche but much more importantly America is mostly a country of immigrants who were not Calvinist but came here because they were already poor and expected to rely on themselves, not the government, to better their own lives.
So easy to judge, isn't it, when it's not you. And your story about being a poor college student doesn't fly with me. Weren't we all poor in college? Who cared? We didn't have any responsibilities other than drinking beer!
I have a friend whose husband works in the semiconductor industry. He's one of those immigrants you speak of, born in Eastern Europe, had a dream to come to the U.S., got an engineering degree here, worked successfully as an engineer in the semiconductor industry for many years but in his late 40s the floor fell from under his feet. He's an engineer, but because of various plant closings in his industry (work moved offshore) he's been laid off due to division closing about 5 times in the last 8 years. They have two children (she has one from a previous marriage), and he has two children from a previous marriage. He pays about $1,000/month in child support (as he should) but when he's unemployed and paying out $1,000/month for child support, his two kids living with him suffer.
My friend, who has a college degree, works full-time as a teachers assistant and make about $800/month, of which she has to pay about $300/month for health insurance for her two kids, so lately their take home income has been about $500/month.
My friend makes diddly squat, though she works full-time in one of the toughest and most important jobs (public education), and her husband hasn't been a good financial provider since his industry has collapsed, he has child support payments, and he hasn't gotten much other work.
So does she leave him and hope for a better financial provider and someone who doesn't have to pay child support? Is this the American way? Their family has helped them but family, unless they are very wealthy, can only help so much. So far they've received no government/public assistance (other than free school lunches for their kids), although she's scoped out food banks (her husband is horrified at the idea of accepting food from a food bank...).
Anyway, there are poor among us even if they don't look like us. For many poor, asking for help is excrutiating.
I've talked to her about this potential global financial collapse that may come and for her, it will be just what she's already been expereincing. Maybe better because she finally won't be the only one having to eat potatotes since they can't afford meat.
Anyway, try to have a little more empathy for those who may have had hard times. We may all be there before you know it. Don't assume you're better than them.