by drgoodword » Fri 25 Oct 2013, 16:20:44
As others have mentioned in this thread, the idea of a guaranteed minimum income has been around for a long time. I personally like the Swiss plan and the idea of a guaranteed minimum income, and think it would go a very long way towards eliminating poverty. However, there are, imo, two big problems with it: people who work for a living are, in significant number, unwilling to approve of their hard-earned tax dollars simply being "given" to others as an income, no matter how minimal that income or how needy the recipients or how beneficial it would ultimately be to the economy and society. Furthermore, simply giving someone a living without requiring some kind of work in return isn't, in many ways, the best thing for that person.
To overcome these two problems, I would prefer to see a guaranteed minimum income be implemented by creating a "Work Force Reserve" through a "National Training Program". Government and the business community could work together to identify job skills most needed now and in the near future, and training programs could then be established to train unemployed people with these skills. Instead of simply giving unemployed people a guaranteed minimum income, people would "earn" this guaranteed minimum income by getting paid a (minimal living wage) salary for enrolling and completing these training programs as a form of work. Attendance and professionalism would be mandatory for participants in these training programs, and their "pay" would be affected by unjustifiable failures in attendance and professionalism, just like in a "regular" job. Further, if fundamental job skills like literacy and basic numeracy are missing, training programs could be set up for that as a part of this program (assuming, on an individual basis, there is no insurmountable disability preventing basic training).
Significant funding for this system could be found by shortening unemployment insurance (if you can't find a job in, say, two months, then you're automatically enrolled in the National Training Program) and by having this system supplant most welfare programs. This kind of guaranteed income system would be, I think, more politically palatable to the general tax-paying public because its participants would actually have to earn their income. The business community and the economy would also benefit because this Work Force Reserve would be strategically training for future business needs instead of just sitting idly at home. Furthermore, this system would be better for its participants because they would rightfully consider themselves working for a living and contributing to society by updating their work skills in a way that best serves the future needs of their country. Of course, not all those who graduate from these training programs would be able to find jobs, but those who can't would be enrolled in another training program, still "working" for their pay, still contributing to society, still having something to get up for in the morning, and still keeping fundamental work skills in good shape simply through the work of their training programs.
Note to Loki:
My apologies in advance if I'm mistaken, but your math seems to assume that everyone is given a set income amount per month. My understanding regarding this Swiss plan is that everyone is assured a minimum set income, but if regular income exceeds the minimum set income for a given individual, then that given individual would not receive any additional income from the government. Thus, only those people earning less than the set minimum income would receive additional income from the government.
For the sake of argument, let's say that a minimum income in the U.S. for such a plan would be set at the so-called "poverty line." According to the U.S. census bureau, "in 2012, the official poverty rate was 15.0 percent. There were 46.5 million people in poverty." Therefore, only 46 million (still a big number!) would need income assistance from this kind of guaranteed minimum income plan, and even then, the additional government-supplied income wouldn't be the full minimum income in every case. A certain number of those living below the poverty line still make some kind of income, so they wouldn't need the whole minimum income to be supplied to them by the government.