[Falconoffury]

$this->bbcode_second_pass_quote('Lighthouse', '1')0 moves to check mate? 10 moves to go? there is nothing decided yet.

[Eli]

The long house would be a terrible disease factory. 300 people sharing one house?

One person gets a cold and then everyone is sick or dead. No thanks I will be in the wilderness living in my cave, eating locust and honey.

[Grifter]

$this->bbcode_second_pass_quote('Eli', 'e')ating locust and honey.

[Flowerr]

As long as there are loaners, there will be loanees.

I am glad you are out of debt, in debt is not a good way to live.

[Lighthouse]

$this->bbcode_second_pass_quote('Falconoffury', '')$this->bbcode_second_pass_quote('Lighthouse', '1')0 moves to check mate? 10 moves to go? there is nothing decided yet.

[I_Like_Plants]

$this->bbcode_second_pass_quote('Lighthouse', '')$this->bbcode_second_pass_quote('Falconoffury', '')$this->bbcode_second_pass_quote('Lighthouse', '1')0 moves to check mate? 10 moves to go? there is nothing decided yet.

[Eli]

Very good analogy Lighthouse.

That is exactly where we are the board is set and the pieces are already in place. Most people are not going to know the game is up until the King falls.

[sittinguy]

They'll let the king run around the board for a while even when its over.
Plants, Thats an interesting dept figure you have for what you consider no way out. A years income? Thats probably about right for most people. The most credit card dept I ever had was about 12k, It took a couple years to pay that down. I would be screwed if I had a years wages worth of dept. Not to mention very depressed

[I_Like_Plants]

Sittinguy you probably had that $12k in debt back when interest rates were below 10% too - they're 30% and sometimes more these days!

yeah, from my own observations, stuff I've read, other people's accounts of their debt hell, yes, I'd say if you have an year's income in debt, it's time to throw in the towel.

Now, if a year's income was maybe $90k gross, and you have that much debt, the now you're out of work and you'd be lucky to make $30k (as in impossibly lucky) then you're REALLY screwed.

But I'd say the rules of debt are:

(1) Debt no more. Cut up the cards.
(2) Tap your 401k, sell your house, get rid of the car, sell thine cloak and buy a sword, whatever assets you have, they get used to pay down the debt.
(3) A luxury meal shall be a burger off the Dollar Menu at McD's, You will cook at home, you will get to like oats, you will brew your own Maxwell House coffee, you will wear thrift store clothes, you will eat and live Amish to the greatest degree possible. Dabble in a bit of Freeganism if you can.
(4) You will learn who your friends are - almost no one, Poor = Untouchable in the US. You still learn to develop a thick skin and revamp your friends list.
(5) If you can't get out of debt under your own power after doing all of these, LET GO. If you're religious LET GO and LET GOD. You will get a job that's better for your heart and soul if you can, or you will have no job for a while if that's healing. You will not worry about money. You will toot a flute for spare change, learn to tie-dye, hippie it up if you like, And you will declare Bankrupcty which is still your Constitutional right.

And once it is over, you will debt no more. Once it's over you ought to be really REALLY pisses at the banksters and the debt system, no matter how tie-die and hippy you may have become on the outside, and remember, the thing that hurts them the most is to NEVER DEBT AGAIN.

[vision-master]

$this->bbcode_second_pass_quote('I_Like_Plants', 'S')ittinguy you probably had that $12k in debt back when interest rates were below 10% too - they're 30% and sometimes more these days!

yeah, from my own observations, stuff I've read, other people's accounts of their debt hell, yes, I'd say if you have an year's income in debt, it's time to throw in the towel.

Now, if a year's income was maybe $90k gross, and you have that much debt, the now you're out of work and you'd be lucky to make $30k (as in impossibly lucky) then you're REALLY screwed.

But I'd say the rules of debt are:

(1) Debt no more. Cut up the cards.
(2) Tap your 401k, sell your house, get rid of the car, sell thine cloak and buy a sword, whatever assets you have, they get used to pay down the debt.
(3) A luxury meal shall be a burger off the Dollar Menu at McD's, You will cook at home, you will get to like oats, you will brew your own Maxwell House coffee, you will wear thrift store clothes, you will eat and live Amish to the greatest degree possible. Dabble in a bit of Freeganism if you can.
(4) You will learn who your friends are - almost no one, Poor = Untouchable in the US. You still learn to develop a thick skin and revamp your friends list.
(5) If you can't get out of debt under your own power after doing all of these, LET GO. If you're religious LET GO and LET GOD. You will get a job that's better for your heart and soul if you can, or you will have no job for a while if that's healing. You will not worry about money. You will toot a flute for spare change, learn to tie-dye, hippie it up if you like, And you will declare Bankrupcty which is still your Constitutional right.

And once it is over, you will debt no more. Once it's over you ought to be really REALLY pisses at the banksters and the debt system, no matter how tie-die and hippy you may have become on the outside, and remember, the thing that hurts them the most is to NEVER DEBT AGAIN.

[I_Like_Plants]

LOL good one. What about that George Thorogood song about the guy who's late on the rent and drinks it up on "one borboun, one scotch, and one beeer" or something, pretty funny.

Maybe we need to come up with a thread for Depression II songs

[Pops]

I guess it may only seem interesting to me the links I posted up to graphs showing futures contracts for our primary grains (and soon a main fuel crop) has increased around 300-400% in 3 years…
Not to mention the announcement I thought I just heard that said wholesale costs jumped their highest amount in 26 years.

Guess I am looking at or at least posting on the wrong forum.

[Eli]

Plants John Thorogood wishes that song was his it was this guys song.

http://www.youtube.com/watch?v=BIvka3SSv9Y

John Lee Hooker was the real deal.

[I_Like_Plants]

But thorogood's the WHITE GUY....

Yeah, I know it's a cover, but I've never heard the original, not played on the radio you know.

[Eli]

Yeah I hear you, George Thorogood aint bad.

But man John lee lived the blues and it comes through loud and clear.

[mos6507]

$this->bbcode_second_pass_quote('sittinguy', '
')2 more Starbucks are getting built localy, we already have 3.

I am really starting to believe in the plunge protection team (PPT) is holding the market up.