[Specop_007]

$this->bbcode_second_pass_quote('sventvkg', '')$this->bbcode_second_pass_quote('ALBY', 's')pecop is right. torching your SUV is a great way to lose a lot of money. sure the thing is killing you on gas, but the insured amount will always be minus the depreciation which is only growing larger as gas prices rise. i bet most suv owners will lose over 20% if they had to make a claim on their suv.

[WisJim]

Borrow money to buy a CAR??? Something that is worth less as soon as you sign the papers? and depreciates until it is junk?

I guess someone has to buy them new, otherwise there wouldn't be cheap used cars for people like me to buy.

[emersonbiggins]

$this->bbcode_second_pass_quote('PrairieMule', 'N')o, only uninformed people with poor negotiating skills need Gap insurance...after all it's only $39 a month more.

[Specop_007]

$this->bbcode_second_pass_quote('emersonbiggins', '')$this->bbcode_second_pass_quote('PrairieMule', 'N')o, only uninformed people with poor negotiating skills need Gap insurance...after all it's only $39 a month more.

[emersonbiggins]

$this->bbcode_second_pass_quote('Specop_007', '
')Try around 35k a year.

[Specop_007]

Damn!! Too bad driving is just about the only way to get between cities in this part of the country. I guess I could Go Greyhound...hmmm. [/quote]
We bought our Jetta at the end of September last year. Its got 37,2xx right now.
Granted, due to our work schedules this is the primary car for both my wife and I, but still thats a shitload of miles on a car in a year.

[emersonbiggins]

$this->bbcode_second_pass_quote('Specop_007', 'G')ranted, due to our work schedules this is the primary car for both my wife and I, but still thats a shitload of miles on a car in a year.

[sventvkg]

$this->bbcode_second_pass_quote('ALBY', 'S')o, you're telling an insurance professional that I'm stupid or uninformed because I don't carry gap insurance ?
Lets have an experiment.
Go torch your SUV and then tell me how happy you are after you file the claim and get reimbursed.

[sventvkg]

$this->bbcode_second_pass_quote('PrairieMule', '
')No, only uninformed people with poor negotiating skills need Gap insurance. People that pay nearly full sticker price, agree to add on extended warantees to fix what should not break down in the first place. Yes sir I know you are upside down $4000 I'll just roll it in the note after all it's only $39 a month more. Alloy wheels oh sure add that on too-then I will be different and unique just like the car next to me in traffic. Sign here and press hard, we are making 3 copies Chump. The only thing smart about gap insurance is that you recognize you are not smart enough to come out ahead. Gap insurance pays out .10 for every dollar it brings in.
Don't buy a 3 year image, buy a 10 year solution.

[Specop_007]

$this->bbcode_second_pass_quote('emersonbiggins', '')$this->bbcode_second_pass_quote('Specop_007', '
')Granted, due to our work schedules this is the primary car for both my wife and I, but still thats a shitload of miles on a car in a year.

[ALBY]

ha.
don't take offense sventvkg ( i didn't), the internet makes almost every thought read like a ransom note !
anyway, take it from an insider, insurance in general and auto coverage in particular is a heads I win tails you lose proposition. over the course of your life you should seek to pay as little as possible to insurance companies. the quickest way to turn $1 into $.75 is to get an insurance company involved. Typically, 10% to 45% of insurance premiums, depending on the lines, comprise overhead. Another significant portion goes towards reserves and is kicked up the food chain to reinsurers and finally to the retrocessional carriers where your money is used to finance tilt up strip malls or luxury beach front condo's on a barrier island that should never be built.

[emersonbiggins]

$this->bbcode_second_pass_quote('Specop_007', 'I')t is.
We have the auto (Tiptronic) and get around 38-40 in the city. Best we've gotten in the city was 42.

[cube]

$this->bbcode_second_pass_quote('eastbay', 'T')he problem with setting it on fire is that the pollutants are very damaging to the environment. I think a more environmentally responsible way to get rid of your SUV would be to push it off a cliff. In fact, I strongly encourage all SUV owners to do this.

[emersonbiggins]

...in Europe. (Yeah, I know what you thought...)

Chevrolet will unveil their new Captiva in Geneva, March 2006.
Link to Green Car Congress article



* - regenerative braking system (BAS micro-hybrid)
* - 2.0L, 118 hp or 2.0L Turbo, 147 hp

Too bad GM's global arm has more sense than the idiots in home base Detroit. Not surprising, though...

[PrairieMule]

EM

Chrysler already has them beat with the 2005 Jeep Liberty Diesel 2.8L I4cyl. Kicks out 185hp? Found one on the net at Greenville Dodge in North Dallas lot. It stickers at $23K. Liberty has one of the stiffest suspension and hands down great off road capability.

[emersonbiggins]

$this->bbcode_second_pass_quote('PrairieMule', 'E')M, Chrysler already has them beat with the 2005 Jeep Liberty Diesel 2.8L I4cyl. Kicks out 185hp? Found one on the net at Greenville Dodge in North Dallas lot. It stickers at $23K. Liberty has one of the stiffest suspension and hands down great off road capability.

[PrairieMule]

Can't find engine specs on MSN auto or Autotrader. If I remember correctly the big selling point was the torque and hp on a small I4cyl engine and not the gas milage. That captiva looks like a rebadged Equanox or Aztek.

[emersonbiggins]

$this->bbcode_second_pass_quote('PrairieMule', 'C')an't find engine specs on MSN auto or Autotrader. If I remember correctly the big selling point was the torque and hp on a small I4cyl engine and not the gas milage. That captiva looks like a rebadged Equanox or Aztek.

[PrairieMule]

I have a soft spot too, my mechanic. I have the best Honda/Acura mechanic and I am to scared to switch brands. As far as a SUV goes I have more miles put on ranch roads and forest service trails in my 96' Accord than most SUV's. We also have a 01 CRV and it also does well off road but it needs more power. They switched out the 2.0L engine with a old Prelude 2.4L VTEC back in 02. The sales brochures show it actually towing something AND getting 30mpg on the HWY. Ony problem is they want $24K for a LX and I paid $17.5K back in 2001 for it.

[Kingcoal]

Wow, 147hp. My MDX has over 250hp.