Joe,
If you like, I could guide you through the steps of setting up a 'post peak' winter school, which focuses on the skills that people need for a post peak world, and draws upon the knowledge that already exists in your local community/city/suburb etc. The concept is money-free- i.e. all tutors give their time freely and students don't pay to attend, except where there needs to be some reimbursement for materials.
This could give you a sense of purpose and of doing something to prepare, not only for yourself but also for many other people. Even if you don't think that other people are ready to face peak oil, you could still run a winter school which focuses on "Back to Basics Living" or "Sustainable Living" or similar, because the content is pretty much the same.
You don't need money to set one up, but you do need a computer to organise and email your timetables, a telephone so that you can phone people and they can phone you, access to a community newsletter, noticeboard or newspaper for free advertising of the event, and it helps if you have access to a venue such as a community hall, although that isn't absolutely necessary either. The most important thing you need is passion to make it work- if you have that it will work.
For more info see
http://www.homepages.globe.net.nz/ceeceegl/winterschool/karameawinterschool.html
I would be at the other end of email to talk you through it, if you'd like to try it. I'll be running another summer school in the last 2 weeks of January (if that would be a good time for a northen hemisphere wnter school).
Best wishes
Liz.
(my email address is on the website)