Donate Bitcoin

Donate Paypal


PeakOil is You

PeakOil is You

Students: You Are Exploited Debt-Serfs

What's on your mind?
General interest discussions, not necessarily related to depletion.

Re: Students: You Are Exploited Debt-Serfs

Unread postby Ibon » Fri 21 Oct 2011, 16:55:41

$this->bbcode_second_pass_quote('Loki', '
')I don't think going overseas is any kind of solution for the vast majority of American students. What we need is an overhaul of the student loan program, and more fundamentally, our higher education system.


I agree. In the meantime recent graduates have to think outside of the box until any reforms are enacted which was more to my point about the option of overseas study. They cant put their lives on hold counting on some reform happening in the short term. Its a tough time when you are struggling to even get a part time job.
Patiently awaiting the pathogens. Our resiliency resembles an invasive weed. We are the Kudzu Ape
blog: http://blog.mounttotumas.com/
website: http://www.mounttotumas.com
User avatar
Ibon
Expert
Expert
 
Posts: 9572
Joined: Fri 03 Dec 2004, 04:00:00
Location: Volcan, Panama

Re: Students: You Are Exploited Debt-Serfs

Unread postby Loki » Fri 21 Oct 2011, 17:41:30

$this->bbcode_second_pass_quote('Ibon', '
')They cant put their lives on hold counting on some reform happening in the short term.

True enough.

I went to university in Canada for a year about a decade ago. Honestly, it was a mistake, wish I hadn't done it. Couldn't work off campus due to my student visa, ended up taking US student loans. Bad decision. It was educational living in a Third World country, though :lol:

I went back and got an associates in applied horticulture a couple years ago, 100% paid for with an AmeriCorps educational stipend, plus a term as a student assistant (free tuition). I worked full-time for most of the time I was taking hort classes---it was a ton of work, and my grades suffered from having too much on my plate, but I didn't go a penny in debt.
A garden will make your rations go further.
User avatar
Loki
Expert
Expert
 
Posts: 3509
Joined: Sat 08 Apr 2006, 03:00:00
Location: Oregon

Re: Students: You Are Exploited Debt-Serfs

Unread postby evilgenius » Sat 22 Oct 2011, 13:29:55

I think this argument, not unlike many other arguments on the public's mind these days, has its roots in a forgotten part of our collective history. Namely, its roots lie in the get rich mania fostered by the Reagan years and kept going in one form or another since. From about the time of Robin Leach's 'Lifestyles of the Rich and Famous' America in particular began to change. The people began to replace long cherished life goals and ambitions with statements like, 'I want to be rich when I grow up.' Over a period of time the popular culture began to fill with all of the pointers to a more opulent way of life, as a way of conveying expectations and regularizing cultural motifs. Super models became an obsession. Nobody cared that Donald Trump was a notorious bankrupt, only that he lived in a penthouse and had shiny gold appointments. Inexorably Regis Philbin led us to want to be millionaires. No conspiracy did this to us. We did this to us.

Basically, the cost of school goes up in relation to the amount of money available for borrowing in terms of student loans. When the government increases that amount the schools follow suit with tuition increases. The schools always blame the increases on something else. Students who just 'want to be rich' either don't care or are not likely to pay attention to the fact that they have alternatives. To borrow to the hilt with no other thought on your mind other than how rich you were going to get and then to complain when it doesn't work out is borderline egregious. To borrow to the hilt paying for some school you don't really need to be in, but you are there to chase the genie of your education will saddle you with a lot of debt you didn't need to take on. Hopefully you will find a way to deal with it. Above all, please don't repeat the same error of stumbling in and not bothering to examine the full picture with the rest of the decisions(the many) that you still have left to make in life. Unfortunately, the future is set to be full of assorted collections of whiners. You really do not have to be amongst them.
When it comes down to it, the people will always shout, "Free Barabbas." They love Barabbas. He's one of them. He has the same dreams. He does what they wish they could do. That other guy is more removed, more inscrutable. He makes them think. "Crucify him."
User avatar
evilgenius
Intermediate Crude
Intermediate Crude
 
Posts: 3730
Joined: Tue 06 Dec 2005, 04:00:00
Location: Stopped at the Border.

Re: Students: You Are Exploited Debt-Serfs

Unread postby DomusAlbion » Sat 22 Oct 2011, 20:10:42

Evilgenius - $this->bbcode_second_pass_quote('', 'N')o conspiracy did this to us. We did this to us.


Evil you are truly a genius to speak the simple truth. A loan is a contract. All the language is clearly written if a bit complex (but not for a college bound student or their parents). Do these institutions (educational and banking) prey upon the students? Of course, would you expect otherwise? Are those that signed these loans and who went into such debt fools? Absolutely! And they will and must pay, one way or another. At least then they will gain some wisdom (one would hope).
"Modern Agriculture is the use of land to convert petroleum into food."
-- Albert Bartlett

"It will be a dark time. But for those who survive, I suspect it will be rather exciting."
-- James Lovelock
User avatar
DomusAlbion
Expert
Expert
 
Posts: 1979
Joined: Wed 08 Dec 2004, 04:00:00
Location: Beyond the Pale

Re: Students: You Are Exploited Debt-Serfs

Unread postby Lumpy » Sat 22 Oct 2011, 20:22:10

$this->bbcode_second_pass_quote('DomusAlbion', 'E')vilgenius - $this->bbcode_second_pass_quote('', 'N')o conspiracy did this to us. We did this to us.


Evil you are truly a genius to speak the simple truth. A loan is a contract. Do these institutions (educational and banking) prey upon the students?


"Prey upon students" ?????

Everything else you said made sense.

Lumpy
"A government big enough to give you everything you want, is strong enough to take everything you have." Thomas Jefferson
User avatar
Lumpy
Lignite
Lignite
 
Posts: 377
Joined: Fri 16 Nov 2007, 04:00:00
Location: Rural Western Idaho
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby Duende » Sun 23 Oct 2011, 11:16:02

$this->bbcode_second_pass_quote('', 'A')re those that signed these loans and who went into such debt fools? Absolutely!

I'm a little embarrassed to remind you all that gaining a decent-paying entry-level job in the formal economy is completely and utterly dependent upon having a college degree, if not a Masters. Since the cost of college has increased by roughly 500% over the past decade, you can see why paying for it with cash is simply impossible for a great number of kids.

The conundrum that kids - and I stress that term to remind you who we're talking about here - kids today are faced with is: do I ante up for the education to duke it out with thousands of others also armed with degrees for the few jobs there are? Or do I forsake the education and resign myself to a lifetime of low wages? Damned if you do and damned if you don't if you ask me. It's a tough decision for a 17 year old to make; and it has lifelong consequences.
"Where is the man who has so much as to be out of danger?" -Thomas Huxley
User avatar
Duende
Coal
Coal
 
Posts: 418
Joined: Sat 27 Nov 2004, 04:00:00
Location: The District
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby Plantagenet » Sun 23 Oct 2011, 12:07:33

$this->bbcode_second_pass_quote('Duende', '
')I'm a little embarrassed to remind you all that gaining a decent-paying entry-level job in the formal economy is completely and utterly dependent upon having a college degree, if not a Masters.


Not really.

Skilled tradesmen like plumbers, electricians, welders, machinists etc. can make a very good living without a college degree. Factory workers, auto mechanics, bus drivers and other working class people are an important part of society, and deserve decent wages.

Everybody can't be a white collar college-educated paper pusher----we need well-paid jobs for people in the working class too.

Image
Never underestimate the ability of Joe Biden to f#@% things up---Barack Obama
-----------------------------------------------------------
Keep running between the raindrops.
User avatar
Plantagenet
Expert
Expert
 
Posts: 26765
Joined: Mon 09 Apr 2007, 03:00:00
Location: Alaska (its much bigger than Texas).
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby DomusAlbion » Sun 23 Oct 2011, 14:02:50

$this->bbcode_second_pass_quote('Duende', '')$this->bbcode_second_pass_quote('', 'A')re those that signed these loans and who went into such debt fools? Absolutely!

I'm a little embarrassed to remind you all that gaining a decent-paying entry-level job in the formal economy is completely and utterly dependent upon having a college degree,


$this->bbcode_second_pass_quote('', 'I')t's a tough decision for a 17 year old to make; and it has lifelong consequences.


I admit that higher education is much harder to pay for now than it was when I was at university and grad school. My parents helped me get my BA, I worked part time (at the USC data center) when working on my Masters. However, that is what parents are for; to guide their children. No one should take on such debt without realistic evaluation of the value of their degree in the job market. To not do so is foolish.

Don't go into debt to get a degree in English Literature and then be disappointed when you get a minimal wage job unrelated to your degree. If you love something for its own sake, indeed study, work, go to school part time. If you're very talented with the highest marks, get a scholarship. You are a fool to saddle yourself with debt especially in these uncertain times.
"Modern Agriculture is the use of land to convert petroleum into food."
-- Albert Bartlett

"It will be a dark time. But for those who survive, I suspect it will be rather exciting."
-- James Lovelock
User avatar
DomusAlbion
Expert
Expert
 
Posts: 1979
Joined: Wed 08 Dec 2004, 04:00:00
Location: Beyond the Pale
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby AgentR11 » Sun 23 Oct 2011, 15:04:14

$this->bbcode_second_pass_quote('Duende', 'T')he conundrum that kids - and I stress that term to remind you who we're talking about here - kids today are faced with is:
do I ante up for the education to duke it out with thousands of others also armed with degrees for the few jobs there are?


Isn't this really the parents' responsibility?

$this->bbcode_second_pass_quote('', 'O')r do I forsake the education and resign myself to a lifetime of low wages? Damned if you do and damned if you don't if you ask me. It's a tough decision for a 17 year old to make; and it has lifelong consequences.


This is where the disconnect happens that is causing the student loan program to be so vicious. The program enables the unsupported 18 yr old to attend a relatively expensive school, and incur huge debts in the process. In a normal world, this unsupported 18 yr old would grab a low wage job, rent a room, or share an apartment, and go to school that way, 9-12 hours a semester, at a low cost community college, being careful not to take too many heavy classes at the same time. It was called putting yourself through school, and was generally the way 1st generation college grads happened. Then later, as a professional and parent, they could send their kids to the larger, more formal 4yr programs that are more expensive.

The student loan program though... makes it appear to those same 18 yr old's that they SHOULD being going to that privileged 4yr program.
Yes we are, as we are,
And so shall we remain,
Until the end.
AgentR11
Light Sweet Crude
Light Sweet Crude
 
Posts: 6589
Joined: Tue 22 Mar 2011, 09:15:51
Location: East Texas
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby Duende » Sun 23 Oct 2011, 15:14:04

Plantagenet wrote:
$this->bbcode_second_pass_quote('', 'S')killed tradesmen like plumbers, electricians, welders, machinists etc. can make a very good living without a college degree.

I suppose so. However, in my area it seems that many of these jobs are increasingly being performed by teeming numbers of people on Craigslist, which I would image drives down wages across the board.

Plantagenet wrote:
$this->bbcode_second_pass_quote('', 'F')actory workers, auto mechanics, bus drivers and other working class people are an important part of society, and deserve decent wages.

No question. I'm a big advocate of living wages.

DomusAlbion wrote:
$this->bbcode_second_pass_quote('', 'N')o one should take on such debt without realistic evaluation of the value of their degree in the job market. To not do so is foolish.

Don't go into debt to get a degree in English Literature and then be disappointed when you get a minimal wage job unrelated to your degree. If you love something for its own sake, indeed study, work, go to school part time. If you're very talented with the highest marks, get a scholarship. You are a fool to saddle yourself with debt especially in these uncertain times.

I agree with everything you say here. The momentum of the statistics which suggest that a college degree provides you with a much higher income over the course of your career are still a very powerful motivating factor for youngsters and their (non-peak oil aware) parents when making this decision. It doesn't help either that many of the skills that will likely become useful in a powered-down scenario just don't pay all that well today; at least not compared to more-specialized, less sustainability-oriented jobs.
"Where is the man who has so much as to be out of danger?" -Thomas Huxley
User avatar
Duende
Coal
Coal
 
Posts: 418
Joined: Sat 27 Nov 2004, 04:00:00
Location: The District
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby Loki » Sun 23 Oct 2011, 16:35:14

$this->bbcode_second_pass_quote('Duende', 'I')t doesn't help either that many of the skills that will likely become useful in a powered-down scenario just don't pay all that well today; at least not compared to more-specialized, less sustainability-oriented jobs.

There seems to be a bit of schizophrenia among the more "conservative" doomers. On the one hand they suggest the whiners should just get a degree as a software engineer, they'd be handed a job immediately upon graduation.

On the other hand, how will hyperspecialized software engineers fare in the face of economic collapse? Will they write code for food?

And what are 20-somethings to do when their parents are poor? Or dead? My father was killed by a drunk driver when I was 8, I was on my own at age 17. My working-class mother was in no position to pay for my education.

The "conservative" answer to social inequality and educational hyperinflation seems to be "I'm rich, what's your problem?" It's no wonder so many young people find this to be a morally bankrupt position.
A garden will make your rations go further.
User avatar
Loki
Expert
Expert
 
Posts: 3509
Joined: Sat 08 Apr 2006, 03:00:00
Location: Oregon
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby AgentR11 » Sun 23 Oct 2011, 17:05:10

$this->bbcode_second_pass_quote('Loki', 'T')he "conservative" answer to social inequality and educational hyperinflation seems to be "I'm rich, what's your problem?" It's no wonder so many young people find this to be a morally bankrupt position.


I really don't see how my answer was bankrupt. There is a clear path for the unsupported, poor, but well talented 18yr old to achieve a BA/BS without massive debt.

There are however, a few things that are bothering me about this thread, and perhaps have enhanced the problem.

Why does a high school diploma mean so little?

Why do lower income, modestly intelligent kids believe they need a 4 yr college degree?

Why do non-debutants / non eternally-impoverished-artists seek degrees in Art, English, xyzCategory Studies?

My biggest complaint is really with the first question, it feeds EVERYTHING. Because it is easy, and uniformly expected and achievable, it has become worthless. Other advanced countries have no hesitancy about pulling Bob with good hands and 100 IQ, and telling him, "hey, the academics in 11th and 12th grade will crush you like a bug, but we also have trade skill programs A,B & C that your tests tell us you will do well in." Nor do they hesitate to tell the slacking 140 IQ dweeb that he needs to get his tail in gear and put his name on the sign up lists for the tough courses, even the ones he might hate, because you will be tested, and failure = janitor. 95%+ high school graduation rate is not a success, its an enormous failure. I don't know how to fix this; we are so far in to the entitlement mentality, everyone thinks they deserve everything. Its not fair that Jane came out of the box just simply more able than Bob; trying to cover it up with a pile of sameness just makes all the same, worth nothing.

If we did this, there really would be scholarship money for the slacking 140 IQ lower class kid to chase, and he could win it on talent alone. There also wouldn't be a long stream of average kids going to JimJones Technical Institute at the cost of huge debt to learn what the state school program should have taught them in the first place. They should hit their 18th birthday with solid basic skills in welding, or plumbing, or whatever; ready to be picked up and put to work. I also believe that if we taught them stuff that was relevant; they wouldn't blow off the history or basic math we wanted to teach them too; because THEIR diploma (with trade skill endorsement) would be worth having.
Yes we are, as we are,
And so shall we remain,
Until the end.
AgentR11
Light Sweet Crude
Light Sweet Crude
 
Posts: 6589
Joined: Tue 22 Mar 2011, 09:15:51
Location: East Texas
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby vision-master » Sun 23 Oct 2011, 17:13:32

Some of the dumbest ppl I've ever met were the college educated ones.

and yes, I worked 6 years as a school janitor, some of the old timers were very smart ppl, they would just laugh at the academics. :lol:
vision-master
 

Re: Students: You Are Exploited Debt-Serfs

Unread postby Plantagenet » Sun 23 Oct 2011, 17:16:34

$this->bbcode_second_pass_quote('AgentR11', '
')
Why does a high school diploma mean so little?

Why do lower income, modestly intelligent kids believe they need a 4 yr college degree?

Other advanced countries have no hesitancy about pulling Bob with good hands and 100 IQ, and telling him, "hey, the academics in 11th and 12th grade will crush you like a bug, but we also have trade skill programs A,B & C that your tests tell us you will do well in."


You've put your finger on one of the problems, R11. Rich but dumb white kids will always be supported by their parents who believe that little Billy with the report card full of "D"s will ultimately bloom, if only he can be passed through enough classes.

Another problem is that in the US, many liberals and many educators believe that IQ tests and other tests of intellectual ability are racially biased, so they oppose putting kids in different "tracks" because they wind up with advanced AP classes filled with Asians and whites while the less challenging classes have an overabundance of blacks and Hispanics.

Any public school in the USA that put most of the minority kids in "trade" classes and most of the white and Asian kids into "academic" classes would be hounded by liberal lawyers and then sued and closed by the civil rights division of the justice department.
Image
Last edited by Plantagenet on Sun 23 Oct 2011, 17:22:30, edited 2 times in total.
Never underestimate the ability of Joe Biden to f#@% things up---Barack Obama
-----------------------------------------------------------
Keep running between the raindrops.
User avatar
Plantagenet
Expert
Expert
 
Posts: 26765
Joined: Mon 09 Apr 2007, 03:00:00
Location: Alaska (its much bigger than Texas).
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby vision-master » Sun 23 Oct 2011, 17:19:29

Union Pipefitters in California make $39.63 hr, not bad eh.

How many of you computer jockies make $40 hr + bennies. :)
vision-master
 

Re: Students: You Are Exploited Debt-Serfs

Unread postby Duende » Sun 23 Oct 2011, 17:32:36

AgentR11 wrote:
$this->bbcode_second_pass_quote('', '9')5%+ high school graduation rate is not a success, its an enormous failure. I don't know how to fix this; we are so far in to the entitlement mentality, everyone thinks they deserve everything.

Wow, in the inner city 95%+ high school graduation would be amazing! As it is, inner city schools graduate something on the order of ~50% or so, if that. Having said that, I don't know how to fix it either. My guess is that the entitlement mentality is somewhat less of a factor in many situations, particularly in urban areas. Overall, it's just a plain old mix of underfunding, lack of parenting, lack of effort on the student's part, teaching to the test, watered-down expectations, and, most importantly - poverty (it's hard to study when you're hungry), etc. It's a real issue. :cry:
User avatar
Duende
Coal
Coal
 
Posts: 418
Joined: Sat 27 Nov 2004, 04:00:00
Location: The District
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby AgentR11 » Sun 23 Oct 2011, 18:04:58

Some low performing district numbers are only low performing because they are encouraged to keep kids on the rolls, even if they are no-show or not-interested. I'm basically talking there about the kids who are staying in, attending, and attempting the work. They pass, more or less, and get a piece of paper that says "diploma" on it.

But the low number vs all enroll-able is also quite revealing. Because the diploma isn't worth anything, and isn't relevant to any career option they might pursue, why bother even showing up? If 15-18 yr olds were getting training that moved them along the way to being a certified mechanic, or other trades license, wouldn't they be more willing to stay in school?
Yes we are, as we are,
And so shall we remain,
Until the end.
AgentR11
Light Sweet Crude
Light Sweet Crude
 
Posts: 6589
Joined: Tue 22 Mar 2011, 09:15:51
Location: East Texas

Re: Students: You Are Exploited Debt-Serfs

Unread postby AgentR11 » Sun 23 Oct 2011, 18:17:03

$this->bbcode_second_pass_quote('Plantagenet', 'Y')ou've put your finger on one of the problems, R11. Rich but dumb white kids will always be supported by their parents who believe that little Billy with the report card full of "D"s will ultimately bloom, if only he can be passed through enough classes.


Well, the rich white kid only needs the degree because his dad will kill him if he doesn't get one. Think of it as self defense. LOL.

In the end, that kid needs to know only one lesson by heart. Buy for one, sell for two.

$this->bbcode_second_pass_quote('', 'A')ny public school in the USA that put most of the minority kids in "trade" classes and most of the white and Asian kids into "academic" classes would be hounded by liberal lawyers and then sued and closed by the civil rights division of the justice department.


Yeah, it'd have to be different in the US, given our challenges; but if the trade skill programs were open enrollment, and the AP class were open enrollment, with the understanding that you best bust your ass if you want to get a trades endorsement, and you MUST be brilliant and dedicated to have any hope of passing the AP classes; there would be plenty of 90-110 IQ whites and asians failing AP horribly useable to counter example any assertion of racism. Though that might cause a different problem, with newspaper reports lamenting the fate of 1st born Asian male kids of average intellect facing a choice between death and dismemberment (not necessarily in that order) and passing AP Calculus.
Yes we are, as we are,
And so shall we remain,
Until the end.
AgentR11
Light Sweet Crude
Light Sweet Crude
 
Posts: 6589
Joined: Tue 22 Mar 2011, 09:15:51
Location: East Texas
Top

Re: Students: You Are Exploited Debt-Serfs

Unread postby evilgenius » Sat 29 Oct 2011, 12:12:33

The dilemma isn't any more answered when you take a look at what goes on in college as opposed to what goes on trying to get placed there. I'm in my last semester after going back to school as an older person. For the past several years I've watched too many people not put in the time and energy necessary to perform better. I've heard too many people talk about how, "C's pass". I've heard too many stories about people's debts. I have reasons to dislike the school itself, for its failure to form a program that demands more and better from its students. The culture of just enough is, well, enough, is everywhere.

I feel that if students went to school and actually focused it wouldn't matter where they went to school. What you can learn, if you pour yourself into it, is the same or better at most community colleges or state schools. Yes, when the slacking becomes endemic the programs themselves do become worse, but not so much so that you can't still see what to do with yourself if you decide to focus. The real problem is that most people take their behavior cues from their peers. They listen to the slackers over the achievers. They believe they need the stamp rather than the mastery. They do not think about their future selves, it's always easier to blame a conspiracy or a society. They too easily forget they actively participated in making the effect of that conspiracy or that society happen in their own lives. I know, I've watched it happen too many times by now and I've done it to myself to some degree.
User avatar
evilgenius
Intermediate Crude
Intermediate Crude
 
Posts: 3730
Joined: Tue 06 Dec 2005, 04:00:00
Location: Stopped at the Border.

Previous

Return to Open Topic Discussion

Who is online

Users browsing this forum: No registered users and 1 guest

cron