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Personal Reponsibility in Health Care

Discussions related to the physiological and psychological effects of peak oil on our members and future generations.

Personal Reponsibility in Health Care

Unread postby Ayoob » Mon 22 Feb 2010, 16:25:28

Suggestion for all and sundry: Change your lifestyle to be as health conscious as possible. Eat healthy food, get plenty of exercise and sleep, take vitamins, choose an active job, don't live in smog, participate in sports, get preventative care instead of reactive care.

Quit smoking, lose weight, blah blah blah.

Get your teeth fixed/cleaned regularly, and brush and floss daily, use mouthwash, use hydrogen peroxide, use baking soda, use everything. Keep your mouth healthy.

It's gonna be REALLY IMPORTANT in about five or ten years. We're not going to have the vast medical apparatus we have today. It's gonna break down due to a lack of reinvestment. No amount of government paper shuffling is going to make America prosperous again, so we're going to lose some of our health care system.

Buy health insurance, whatever you can afford, if you want access to quality care. The line for free services is going to get longer and longer, and the services provided are going to get smaller and the quality is going to drop.

If you value health care, it would be very wise to put yourself in the best possible condition for a good outcome. That would include:

1. Being in the best physical condition you can be in prior to your need
2. Having cash and insurance to pay for services rendered
3. Take the direction you receive from health care professionals to heart and make lifestyle changes.
4. Follow through with aftercare instructions. Use creams and ointments, eat healthy food, continue to exercise, etc.
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Re: Personal Reponsibility in Health Care

Unread postby Ludi » Mon 22 Feb 2010, 17:09:41

Carefully choose your parents and grandparents.
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Re: Personal Reponsibility in Health Care

Unread postby Loki » Mon 22 Feb 2010, 17:18:11

Excellent advice. I even do a few of those things, on occasion. :)

$this->bbcode_second_pass_quote('Ayoob', 'S')uggestion for all and sundry: Change your lifestyle to be as health conscious as possible. Eat healthy food, get plenty of exercise and sleep, take vitamins, choose an active job, don't live in smog, participate in sports, get preventative care instead of reactive care.

I have chosen a very active career (horticulture), but it's also low paying and the lower level positions don't offer health insurance. I haven't been injured yet (knock on wood), but have seen others injured. One guy fell out of a tractor as it almost tipped over, tweaking his knee---still hurts him a year later. Tractor may have rolled over on him if I wasn't there to jump on it and tell him to lower the bucket.

I know a woman who cut her leg open with a gas-powered hedge trimmer, and a guy who knocked himself out with a post pounder. Also witnessed two guys tumble out of the back of large box trucks, and have almost done it myself on more than one occasion. Just last week two women I know sliced their hands open while trying to graft fruit trees, both had to get stitches. Another gal I worked with messed up her back moving boxes--had to get physical therapy for months afterwards. Dangerous work.

I'm going to be starting a new job as a farm hand in the spring, sans health care. Kind of worried about getting injured. I wonder if it's safer just being chained to a computer all day.
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Re: Personal Reponsibility in Health Care

Unread postby frankthetank » Mon 22 Feb 2010, 18:23:07

Loki-

yes

I read about a lot of farm accidents in this area every year. Most of them end with a dead body. For the percentage of people involved, the accident rate must be very high. The same for someone that uses a chainsaw. Lots of people seemed to get killed when cutting trees.

Cars are horribly dangerous, but my guess is biking isn't much better. I slipped 3 feet from my front door and snapped my wrist a year ago. $30K+ later and everything is good :)
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Re: Personal Reponsibility in Health Care

Unread postby Outcast_Searcher » Mon 22 Feb 2010, 18:35:12

$this->bbcode_second_pass_quote('Ludi', 'C')arefully choose your parents and grandparents.

+1

It's one thing to ensure you aren't obese or even meaningully overweight if possible.

It's another thing that MANY diseases are largely genetic in nature and doctors are cluless about many of them.

I lifted weights regularly and was in great shape from when I was 13 (i.e. I could bench press twice my weight, which was highly unusual). Approaching age 22, I suddenly developed intermittent (significant) joint pain that heavy exercise dramatically worsened. By the time I was 25, I had to completely quit lifting weights if I didn't want to end up in a wheelchair (my doctor's words).

The sum total of my attempts at medical help was spending lots of money, wasting lots of time, screwing up my stomach by taking pills that didn't help much, and finally, firing the stupid doctors and managing the condition myself with observation and common sense.

It's nice to constantly read about how everyone should ride a bike (I can't) and how everyone should garden (I can't, generally), etc. Reality for many people is that health issues does NOT automatically equal irresponsibility or laziness.
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Re: Personal Reponsibility in Health Care

Unread postby gt1370a » Mon 22 Feb 2010, 20:31:16

$this->bbcode_second_pass_quote('Ludi', 'C')arefully choose your parents and grandparents.


Good point. Sometimes events beyond one's control can affect one's life, so why bother trying. Instead, we should focus all our efforts on shifting the consequences of our actions to others.
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Re: Personal Reponsibility in Health Care

Unread postby Loki » Mon 22 Feb 2010, 20:53:48

$this->bbcode_second_pass_quote('frankthetank', 'L')oki-

yes

I read about a lot of farm accidents in this area every year. Most of them end with a dead body. For the percentage of people involved, the accident rate must be very high. The same for someone that uses a chainsaw. Lots of people seemed to get killed when cutting trees.

Cars are horribly dangerous, but my guess is biking isn't much better. I slipped 3 feet from my front door and snapped my wrist a year ago. $30K+ later and everything is good :)


I read a book on tractor safety last month, and I think they said the fatality rate for farmworkers (might have been accident rate, can't remember) was 16 times higher than average. Most of the injuries/fatalities are due to machinery, including automobiles.

Chainsaws can be terribly dangerous. The guy who taught me how to use one told me a scary kickback story. He used to own his own tree service and was stumping a tree out in the middle of nowhere. The tip of his saw hit some brush and before he knew what happened he was flat on his back. The saw had kicked back and took both his legs out from under him. Luckily the chain brake stopped the chain, otherwise he'd probably be missing a leg, or have bled to death. This was a professional arborist with many years of experience.

My only "on the job" injury happened when I was riding my bicycle back from work and an old woman hit me with her car. I had health insurance at the time. Can't afford it now, the rates these fuckers charge are obscene, they literally want half my income right now. The health insurance racket seems little more than a criminal syndicate to me.

If you live an "active lifestyle," better be prepared to get injured. Dealing with the financial consequences of that will be more and more of a problem as the economy declines, and our political class continues to sell themselves to the highest corporate bidders.
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Re: Personal Reponsibility in Health Care

Unread postby Loki » Mon 22 Feb 2010, 20:55:49

double tap
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Re: Personal Reponsibility in Health Care

Unread postby hardtootell-2 » Tue 23 Feb 2010, 00:40:00

I have given this subject quite a bit of thought and I have this to offer

-will insurance companies pay in good faith in the future if they rarely do so now?
-would it be a worthwhile goal to have a health care professional as a tenant or a friend in the future?
-since something like 7/8th of a person's health care spending is in the last 3 months, it may be worth saving you some suffering and your estate some cash to expedite the inevitable where not prohibited by law-of course. :roll:

I really agree with the sentiments of taking your health seriously stated above. It is also common sense from a quality of life POV. I like to treat all injuries aggressively and it is important to be an informed and thoughtful consumer of medicine whenever possible.

just my 2 cents
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Re: Personal Reponsibility in Health Care

Unread postby Ayoob » Tue 23 Feb 2010, 02:13:39

$this->bbcode_second_pass_quote('hardtootell-2', 'I') have given this subject quite a bit of thought and I have this to offer

-will insurance companies pay in good faith in the future if they rarely do so now?
-would it be a worthwhile goal to have a health care professional as a tenant or a friend in the future?
-since something like 7/8th of a person's health care spending is in the last 3 months, it may be worth saving you some suffering and your estate some cash to expedite the inevitable where not prohibited by law-of course. :roll:

I really agree with the sentiments of taking your health seriously stated above. It is also common sense from a quality of life POV. I like to treat all injuries aggressively and it is important to be an informed and thoughtful consumer of medicine whenever possible.

just my 2 cents


If you don't want to buy health insurance, then don't. But own the fact that you have decided not to take responsibility for this. If you thought about this in advance and decided not to buy health insurance so you could save money, that's fine. But then don't go to the ER and get fixed, and bitch about the bill. Save money on the health insurance, and pay your bill should you decide to go and load up on medical services.
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Re: Personal Reponsibility in Health Care

Unread postby PrestonSturges » Tue 23 Feb 2010, 19:50:08

$this->bbcode_second_pass_quote('Loki', 'E')xcellent advice. I even do a few of those things, on occasion. :)

$this->bbcode_second_pass_quote('Ayoob', 'S')uggestion for all and sundry: Change your lifestyle to be as health conscious as possible. Eat healthy food, get plenty of exercise and sleep, take vitamins, choose an active job, don't live in smog, participate in sports, get preventative care instead of reactive care.

I have chosen a very active career (horticulture), but it's also low paying and the lower level positions don't offer health insurance. I haven't been injured yet (knock on wood), but have seen others injured. One guy fell out of a tractor as it almost tipped over, tweaking his knee---still hurts him a year later. Tractor may have rolled over on him if I wasn't there to jump on it and tell him to lower the bucket.

I know a woman who cut her leg open with a gas-powered hedge trimmer, and a guy who knocked himself out with a post pounder. Also witnessed two guys tumble out of the back of large box trucks, and have almost done it myself on more than one occasion. Just last week two women I know sliced their hands open while trying to graft fruit trees, both had to get stitches. Another gal I worked with messed up her back moving boxes--had to get physical therapy for months afterwards. Dangerous work.

I'm going to be starting a new job as a farm hand in the spring, sans health care. Kind of worried about getting injured. I wonder if it's safer just being chained to a computer all day.


Not to make light of the health care situation, but they cut themselves grafting fruit trees? I grafted a bunch last year and that was the LEAST risky thing I did with a knife. It's as risky as whittling a point on a pencil. The other day I was sharpening a huge old knife with a mill file, and I reminded myself that if I was not careful i could sever a tendon.
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Re: Personal Reponsibility in Health Care

Unread postby Loki » Tue 23 Feb 2010, 21:48:14

$this->bbcode_second_pass_quote('PrestonSturges', '
')Not to make light of the health care situation, but they cut themselves grafting fruit trees? I grafted a bunch last year and that was the LEAST risky thing I did with a knife. It's as risky as whittling a point on a pencil. The other day I was sharpening a huge old knife with a mill file, and I reminded myself that if I was not careful i could sever a tendon.

Not sure exactly how they did it, but I think they were wedge grafting and the knife slipped. I didn't say they were good at it :)

Ayoob, I got laid off in December. My COBRA payments would have been $600+ per month to keep my old insurance, not including dental. You think that's reasonable? I'm in my 30s with zero health problems. I'd hate to think what someone twice my age would have to pay.

As I said before, the insurance companies are little more than criminal syndicates.
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Re: Personal Reponsibility in Health Care

Unread postby Ayoob » Wed 24 Feb 2010, 00:06:59

$this->bbcode_second_pass_quote('Loki', '')$this->bbcode_second_pass_quote('PrestonSturges', '
')Not to make light of the health care situation, but they cut themselves grafting fruit trees? I grafted a bunch last year and that was the LEAST risky thing I did with a knife. It's as risky as whittling a point on a pencil. The other day I was sharpening a huge old knife with a mill file, and I reminded myself that if I was not careful i could sever a tendon.

Not sure exactly how they did it, but I think they were wedge grafting and the knife slipped. I didn't say they were good at it :)

Ayoob, I got laid off in December. My COBRA payments would have been $600+ per month to keep my old insurance, not including dental. You think that's reasonable? I'm in my 30s with zero health problems. I'd hate to think what someone twice my age would have to pay.

As I said before, the insurance companies are little more than criminal syndicates.


Did you consider other options? How about hospitalization policies, catastrophic illness policies, a policy with a health savings account attached, a high-deductible policy that would cover you for major cancer treatments?

I'm not saying you should pay $600 a month for COBRA coverage. What I'm saying is, if you decide not to financially prepare yourself for a medical expense then that is on you. Do whatever you want, but you should understand that this is your choice.

It sounds to me like you don't want to pay for health care coverage. Insurance companies are criminals, it's too expensive, etc. That's fine, it's no skin off my back if you don't. It's a free country, do what you want.

If you break your leg though, what are you planning on doing?
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Re: Personal Reponsibility in Health Care

Unread postby hardtootell-2 » Sat 27 Feb 2010, 16:46:50

$this->bbcode_second_pass_quote('Ayoob', '')$this->bbcode_second_pass_quote('hardtootell-2', 'I') have given this subject quite a bit of thought and I have this to offer

-will insurance companies pay in good faith in the future if they rarely do so now?
-would it be a worthwhile goal to have a health care professional as a tenant or a friend in the future?
-since something like 7/8th of a person's health care spending is in the last 3 months, it may be worth saving you some suffering and your estate some cash to expedite the inevitable where not prohibited by law-of course. :roll:

I really agree with the sentiments of taking your health seriously stated above. It is also common sense from a quality of life POV. I like to treat all injuries aggressively and it is important to be an informed and thoughtful consumer of medicine whenever possible.

just my 2 cents


If you don't want to buy health insurance, then don't. But own the fact that you have decided not to take responsibility for this. If you thought about this in advance and decided not to buy health insurance so you could save money, that's fine. But then don't go to the ER and get fixed, and bitch about the bill. Save money on the health insurance, and pay your bill should you decide to go and load up on medical services.


I don't need to buy health insurance in my country. It is a legacy social program that flowed from the core values of my fellow (and especially former) countrymen. While I kiss the ground every day, I don't expect that our medical system will survive in a recognizable form though, once the demographic bulge of baby boomers rips through it.
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Re: Personal Reponsibility in Health Care

Unread postby Loki » Sat 27 Feb 2010, 18:11:29

$this->bbcode_second_pass_quote('Ayoob', '
')Did you consider other options? How about hospitalization policies, catastrophic illness policies, a policy with a health savings account attached, a high-deductible policy that would cover you for major cancer treatments?

I'm not saying you should pay $600 a month for COBRA coverage. What I'm saying is, if you decide not to financially prepare yourself for a medical expense then that is on you. Do whatever you want, but you should understand that this is your choice.

It sounds to me like you don't want to pay for health care coverage. Insurance companies are criminals, it's too expensive, etc. That's fine, it's no skin off my back if you don't. It's a free country, do what you want.

If you break your leg though, what are you planning on doing?

Yes, I've looked at other plans. They're shit. Gigantic deductible and I'd still have to pay half of the bill. And I'd pay 10% of my income for the privilege of being "covered" by a BS plan that would still wipe out my savings and put me in debt for something as simple as a broken leg.

Most civilized nations buffer their citizens from destitution due to minor accidents, but I guess few consider the US a civilized nation anymore. Your brand of corporatism in the guise of hyperindividualism is one of the main reasons. If the individual can't conform to this thoroughly corrupt system dominated by massive corporations and their puppet politicians, it's their fault. I reject this argument as lacking in moral foundation.

The Dems had a chance to fix this situation, but they've instead chosen a different brand of corporatism, one clothed in populist rhetoric instead of your hyperindividualist rhetoric. Either way the insurance mafia makes a killing.
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Re: Personal Reponsibility in Health Care

Unread postby Ayoob » Sat 27 Feb 2010, 23:30:09

$this->bbcode_second_pass_quote('Loki', '')$this->bbcode_second_pass_quote('Ayoob', '
')Did you consider other options? How about hospitalization policies, catastrophic illness policies, a policy with a health savings account attached, a high-deductible policy that would cover you for major cancer treatments?

I'm not saying you should pay $600 a month for COBRA coverage. What I'm saying is, if you decide not to financially prepare yourself for a medical expense then that is on you. Do whatever you want, but you should understand that this is your choice.

It sounds to me like you don't want to pay for health care coverage. Insurance companies are criminals, it's too expensive, etc. That's fine, it's no skin off my back if you don't. It's a free country, do what you want.

If you break your leg though, what are you planning on doing?

Yes, I've looked at other plans. They're shit. Gigantic deductible and I'd still have to pay half of the bill. And I'd pay 10% of my income for the privilege of being "covered" by a BS plan that would still wipe out my savings and put me in debt for something as simple as a broken leg.

Most civilized nations buffer their citizens from destitution due to minor accidents, but I guess few consider the US a civilized nation anymore. Your brand of corporatism in the guise of hyperindividualism is one of the main reasons. If the individual can't conform to this thoroughly corrupt system dominated by massive corporations and their puppet politicians, it's their fault. I reject this argument as lacking in moral foundation.

The Dems had a chance to fix this situation, but they've instead chosen a different brand of corporatism, one clothed in populist rhetoric instead of your hyperindividualist rhetoric. Either way the insurance mafia makes a killing.


I'm fine with your decision. Choose to go it alone, to pay for nothing, and to receive nothing.

Best wishes.

Also, most nations are not civilized. The US is not civilized.
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Re: Personal Reponsibility in Health Care

Unread postby evilgenius » Sun 28 Feb 2010, 12:39:59

Yes, the hyper-individualists tend to stare blankly when it is run under their noses that this is a representational democracy. The Constitution guarantees individual rights, but those alone are not enough for a person to enjoy participation. To participate you have to get involved. In a representational democracy that means joining a group and pushing for your agenda. Individuals tend to get lost in that push. Most of the griping and moaning coming from the Tea Party faithful and sundry is due to such a point of view, not to the actual structure of things.

Consumers have never been very good at organizing, remember the boycott movements of the 70's. Ordinarily that is part of free market economics. However, when the situation throws us all back en mass as a citizenry we do have a group that we can say we belong to. The government is us and we are the government. The government is not some foreign entity that is stealing from us. It is an entity that acts in response from the agitation of its own citizens. If a person's interests are not being met they should consider participating and not relying solely on their rights. That's what the healthcare debate is about.
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Re: Personal Reponsibility in Health Care

Unread postby KrellEnergySource » Sun 28 Feb 2010, 13:02:12

$this->bbcode_second_pass_quote('evilgenius', 'C')onsumers



Did you mean to use the term "individuals"? 8O
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Re: Personal Reponsibility in Health Care

Unread postby Ayoob » Sun 28 Feb 2010, 16:12:04

I find it just a little odd that nobody has chimed in to say that they have health insurance, or they don't have a problem paying for health insurance.

How do you think the doctors are going to get paid? It's either in your taxes or your health insurance bill. It's not free, it's not designed to be free.

It just seems weird.

I suppose there are people who don't care whether there are hospitals. If nobody pays, it all goes away, and then there's nowhere to go and no treatment to get at all.
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Re: Personal Reponsibility in Health Care

Unread postby threadbear » Sun 28 Feb 2010, 16:32:03

Cut out white food, white flour, white sugar, etc...I did this 6 months ago and dropped 25 lbs in 2 months, with zero effort--and it's staying off, with zero discomfort. All of us have bodies that are completely deranged from excess consumption of sugar. The sweet tooth was designed by nature to encourage us to eat fruit, probably to ensure vitamin C was consumed. So if you crave something sweet, eat fruit, but in limited amounts, unless you're a chimp (and I suspect there's few posters here who are) and can't resist massive quantities of bananas. :)
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