[AAA]

$this->bbcode_second_pass_quote('truecougarblue', 'M')y $0.02, don't believe anything you hear on CNBC, especially from Cramer.

[truecougarblue]

Yes and yes. Bull market geniuses are a dime a dozen.

Also, I apologize for singling out Cramer. Kudlow is clearly a shill but a didn't think I needed to mention it because it's so obvious. My real point is that if a million other people are following one's own guru, he'll screwyou.

[AAA]

Investing is easy if you have a little time and discipline.

I routinely watch shows like Mad Money, Fast Money, Dave Ramsey, On the Money, etc... to help build an understanding of what is going on in the markets and what to look for. I also read many websites daily like MarketWatch, Bloomberg, CNN Money, etc...

My advice is spend a lot of time studying our current situation and learn what is happening. Why? Because it will happen again and you don't want to be the guy with his portfolio that is down 56%.