Medical insurance through my husband's employer. It's PPO so we can go anywhere we like. The mental health portion sucks, only pays a third of the appointment bill.
No vision coverage (which sucks seeing as there are three in the family with glasses/contacts), dental is an HMO type which covers well but you have to have paperwork for everything.
We just missed having enough out of pocket expenses in 2007 to get the refund, mainly because we have three kids in orthodontia, with one who sees a specialist and must have glasses for a medical condition. Overall they're very healthy, we seldom go to the doctor. We didn't spend nearly so much in 2008, fortunately.
They should be out of the braces in 2009, so our bills will get a lot better on that account. Braces are expensive.
$this->bbcode_second_pass_quote('efarmer', '&')quot;Taste the sizzling fury of fajita skillet death you marauding zombie goon!"
