[BigTex]

Gas guzzler?

I thought you drove a 3 door Yaris.

[Windmills]

My wife works in a law office.

You need to get some kind of handle on how much money the other guy makes and what kind of assets he has, otherwise a civil suit is going to be a waste of your time. Chances are very good that, since he has no insurance, he has no money or assets and you'll will end up getting nothing. The only thing you'll have in the end is a useless paper judgement which can't be collected, and even more debt because of legal fees. There'll be quite a number of lawyers that will be happy to just zip their lips and take your cash, knowing all along you were wasting your time paying them to file a suit that would never go anywhere.

Carrie tells me that guys like this one are labelled "judgement proof" in the business because you can't get blood out of a turnip. Chances are your own insurance company is going to be your only option. If you need to retain a lawyer to sue your own insurance company, usually 33.3% of your settlement is going to be skimmed off the top, even before any of your medical bills get paid. The lawyers make sure they get paid first.

If your health insurance is paying your medical bills right now, be prepared for this shocker: they'll want a piece of your settlement, too, even part of the payout from your own auto insurance, and they will go after it. They expect to be reimbursed in situations like this. This is called "subrogation interest." Nice, eh?

So. Unless you followed the guy home, did some serious research into his financial records, or hired a PI to discover he's got bank in assets, a civil suit is going to get you worse than jack shit--it'll get you farther in debt in legal fees, plus jack shit. I sincerely hope your insurance company is run by nice people.



Aron

[Pretorian]

$this->bbcode_second_pass_quote('Windmills', '
')You need to get some kind of handle on how much money the other guy makes and what kind of assets he has, otherwise a civil suit is going to be a waste of your time.

[cowuvula]

$this->bbcode_second_pass_quote('kpeavey', 'C')ongratulations on the wreck. Insurance settlements can offer a new start. I should also say its good that you are not being cleaned up with a sponge.

[Tyler_JC]

I wish you the best of luck and a speedy recovery.

Was the car worth anything? Will you be able to buy another car with the insurance money?

[jasonraymondson]

I am doing okay guys, my insurance company is going to cover the costs of repairs even though I didn't have full coverage

No, I never drove a Yaris, I drive a ford mustang convertible.

Thanks for you all your kind words and advice, it is nice to have a good community in which to participate that cares.


and when in the hell did they make tex a moderator????

[BigTex]

$this->bbcode_second_pass_quote('jasonraymondson', 'I') am doing okay guys, my insurance company is going to cover the costs of repairs even though I didn't have full coverage

No, I never drove a Yaris, I drive a ford mustang convertible.

Thanks for you all your kind words and advice, it is nice to have a good community in which to participate that cares.


and when in the hell did they make tex a moderator????

[Tyler_JC]

$this->bbcode_second_pass_quote('BigTex', 'G')as guzzler?

I thought you drove a 3 door Yaris.

[BigTex]

$this->bbcode_second_pass_quote('Tyler_JC', '')$this->bbcode_second_pass_quote('BigTex', 'G')as guzzler?

I thought you drove a 3 door Yaris.

[hubbertspeak7777777]

I wouldn't worry too much, my friend... if gas prices keep going up, driving will soon be a thing of the past for all except the wealthy.

Get well soon.

[jasonraymondson]

$this->bbcode_second_pass_quote('BigTex', '')$this->bbcode_second_pass_quote('jasonraymondson', 'I') am doing okay guys, my insurance company is going to cover the costs of repairs even though I didn't have full coverage
No, I never drove a Yaris, I drive a ford mustang convertible.
Thanks for you all your kind words and advice, it is nice to have a good community in which to participate that cares.
and when in the hell did they make tex a moderator????

[BigTex]

$this->bbcode_second_pass_quote('jasonraymondson', 'u')hm tex, look at the name and not the bunny.