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Trumpcare

Discussions related to the physiological and psychological effects of peak oil on our members and future generations.

Re: Trumpcare

Postby Ibon » Sun 04 Dec 2016, 19:10:20

The most common health insurance that ex pats get here in Panama is World Wide Medical. If the treatment is not available in Panama for your health condition this insurance will send you to a country that provides the treatment. This coverage costs my wife and I a total of $ 3,600 a year. I just had gallbladder surgery and it was 100% covered.

Guess what? This insurance is valid everywhere in the world except one country: The USA. The are no plans with this insurance company with coverage in the USA.

Why do you guys think that is? Because of the astronomical prices for health care procedures in the US.

My Gallbladder surgery was laproscopic, the most modern instruments. Cost out of pocket would have been $ 3,000. In the US if you are not insured $ 14,000. If you have insurance $ 10,000.

A couple years ago in Thailand I had a big kidney stone blocking one of my kidneys and it was enlarged. Here is the treatment I had. Emergency room followed by one night stay in the hospital, X-ray, CT scan. Following day shock wave lithotripsy to pulverize the stone with sound waves. THe CT scan and shock wave were both brand new modern Siemens equipment. Total cost out of pocket for all of the above without insurance = $ 1,600. A urologist int he US told me that would have cost me $ 25,0000 in the USA. The CT scan on my bill in Thailand was $ 200. In the US it would be $ 3-4,000. You plug it in, it works for a couple minutes and it gives you a digital read out. No consumibles. A CT scan machine from Siemens costs anywhere between $ 95k and $165K If a hospital in the US does 4 a day at $ 3000 a pop they can pay back the machine in 15 days. Does that sound right?

Guys, think about this a minute.

I sold surgical operating microscopes for 18 years in my business. The same unit that sold in Brazil for $ 36,000 sold in the US for $ 89,000 Why? You tell me

Drug costs in the US at a factor anywhere between 2 and 20 times prices anywhere else in the world.

How can you design any affordable healthcare plan when pricing is so outrageously high in the USA? How can an insurance company offer affordable rates with the price structure in the US of procedures.

To move on. Both of those procedures I had that I mentioned above included lab work. On my recent gallbladder surgery I gave, urine, blood and feces samples in the morning following my initial appointment. Guess when the lab work was completed? in two hours. Try that in any US hospital.

Whether it be government public option or private insurance you can forget about ever having an affordable solution in the US with the price structures as they are.

Do you guys want more examples? Just let me know. I have dozens.
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Re: Trumpcare

Postby Pops » Sun 04 Dec 2016, 19:46:21

Here is a factoid, the average American spent $9,990 on care last year.
Average.

Boggles almost as much as the average American driving 35 miles a day
Average, every day

https://www.cms.gov/research-statistics ... lights.pdf
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Re: Trumpcare

Postby Plantagenet » Sun 04 Dec 2016, 20:22:46

$this->bbcode_second_pass_quote('Ibon', 'T')he most common health insurance that ex pats get here in Panama is World Wide Medical. If the treatment is not available in Panama for your health condition this insurance will send you to a country that provides the treatment. This coverage costs my wife and I a total of $ 3,600 a year. I just had gallbladder surgery and it was 100% covered.

Guess what? This insurance is valid everywhere in the world except one country: The USA. The are no plans with this insurance company with coverage in the USA.

Why do you guys think that is? Because of the astronomical prices for health care procedures in the US.

My Gallbladder surgery was laproscopic, the most modern instruments. Cost out of pocket would have been $ 3,000. In the US if you are not insured $ 14,000. If you have insurance $ 10,000.

A couple years ago in Thailand I had a big kidney stone blocking one of my kidneys and it was enlarged. Here is the treatment I had. Emergency room followed by one night stay in the hospital, X-ray, CT scan. Following day shock wave lithotripsy to pulverize the stone with sound waves. THe CT scan and shock wave were both brand new modern Siemens equipment. Total cost out of pocket for all of the above without insurance = $ 1,600. A urologist int he US told me that would have cost me $ 25,0000 in the USA. The CT scan on my bill in Thailand was $ 200. In the US it would be $ 3-4,000. You plug it in, it works for a couple minutes and it gives you a digital read out. No consumibles. A CT scan machine from Siemens costs anywhere between $ 95k and $165K If a hospital in the US does 4 a day at $ 3000 a pop they can pay back the machine in 15 days. Does that sound right?

Guys, think about this a minute.

I sold surgical operating microscopes for 18 years in my business. The same unit that sold in Brazil for $ 36,000 sold in the US for $ 89,000 Why? You tell me

Drug costs in the US at a factor anywhere between 2 and 20 times prices anywhere else in the world.

How can you design any affordable healthcare plan when pricing is so outrageously high in the USA? How can an insurance company offer affordable rates with the price structure in the US of procedures.

To move on. Both of those procedures I had that I mentioned above included lab work. On my recent gallbladder surgery I gave, urine, blood and feces samples in the morning following my initial appointment. Guess when the lab work was completed? in two hours. Try that in any US hospital.

Whether it be government public option or private insurance you can forget about ever having an affordable solution in the US with the price structures as they are.


Yup. +1

This is one of the main reasons I was so critical of the ACA from the very beginning. The ACA did nothing to address these fundamental problems of the extremely high cost of US healthcare.

For people getting ACA subsidies, the high cost was masked by the government subsidy, but for working people who actually paid the full cost of OCare insurance, it became more and more unaffordable, until the affordability problem reached a crisis point after the very large premium increases we've seen almost across the country this year.

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Re: Trumpcare

Postby Pops » Tue 13 Dec 2016, 14:12:29

Man, this is sad.
$this->bbcode_second_pass_quote('', 'D')ebbie Mills is a 53-year-old furniture store owner in Bell County, an area of the state right on the Tennessee border. Earlier this year, doctors discovered that her husband has non-alcoholic cirrhosis. He now needs a transplant if he’s going to survive. Mills and her husband keep a bag packed, waiting for the doctors to call with news that a liver is available.

This all means that Mills really, really needs her health insurance. And she’s very grateful for the Affordable Care Act, because she couldn’t afford insurance before it was passed.

And yet she voted for Donald Trump. Until we spoke, she said she hadn’t taken Trump’s repeal threats seriously. As we talked, she started to process what his election might mean for her family’s future.

Really, read this interview as the lady comes to the realisation that her vote actually mattered.
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Re: Trumpcare

Postby Plantagenet » Tue 13 Dec 2016, 14:28:28

$this->bbcode_second_pass_quote('Pops', '[')url=http://www.vox.com/2016/12/13/13901874/obamacare-trump-voter-health-insurance-repeal]Man, this is sad.[/url]
$this->bbcode_second_pass_quote('', 'D')ebbie Mills is a 53-year-old furniture store owner in Bell County, an area of the state right on the Tennessee border. Earlier this year, doctors discovered that her husband has non-alcoholic cirrhosis. He now needs a transplant if he’s going to survive. Mills and her husband keep a bag packed, waiting for the doctors to call with news that a liver is available.

This all means that Mills really, really needs her health insurance. And she’s very grateful for the Affordable Care Act, because she couldn’t afford insurance before it was passed.

And yet she voted for Donald Trump. Until we spoke, she said she hadn’t taken Trump’s repeal threats seriously. As we talked, she started to process what his election might mean for her family’s future.

Really, read this interview as the lady comes to the realisation that her vote actually mattered.


Thats a tragic story. I hope those folks get the transplant soon.

I'm sure there are many many people having second thoughts about their vote for Trump. And there still remains a chance to block his inauguration.

The vote recount ploy didn't work, but this new Russian angle still has legs. John Podesta, Hillary's campaign chairman, is still in full campaign mode, and pushing to have the CIA release their top secret report on Russian hacking to the people in the electoral college.

podesta-electors

Never mind that the electors don't have the required security clearances to see national intellgence reports from the CIA ---- Podesta is hoping that if the electors see the CIA report they'll be so angry they'll switch their votes to Hillary.

The Hillary campaign is still out there working for Hillary. It isn't over yet!
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Re: Trumpcare

Postby Newfie » Tue 13 Dec 2016, 16:25:59

I Posted two petitions this week. One to Nancy Pelosi to delay inauguration until the report is done. The other to electors to change their vote.

NPR canvassed electors in PA. NONE were planning or even considering changing their vote. Even though the one guy they interviewed said he was getting about 5,000 phone calls a day. Obviously he doesn't answer but did once by accident. He said he asked the caller a question....

"Why do you think I will change my vote? Why do you think Trump picked me? Man I'm hard core, no way I'm changing my vote!"
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Re: Trumpcare

Postby Plantagenet » Thu 15 Dec 2016, 14:03:33

D Congresscritters open to replacing Obamacare

democrats-open-to-replacing-obamacare-

While the Ds in Congress probably won't join the Rs in voting to replace Ocare, many are open to new bi-partisan legislation to replace it.

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Re: Trumpcare

Postby dinopello » Wed 18 Jan 2017, 21:28:40

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Re: Trumpcare

Postby Cog » Wed 18 Jan 2017, 23:42:30

Its going to be great.
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Re: Trumpcare

Postby Tanada » Thu 19 Jan 2017, 09:52:27

If you want European style national health care then you have to have European level taxes to pay for it.

Who is going to vote for that and then run for reelection?
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Re: Trumpcare

Postby Cog » Thu 19 Jan 2017, 09:56:38

Or if you want European style health-care, you could move to Europe.
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Re: Trumpcare

Postby yellowcanoe » Thu 19 Jan 2017, 10:13:34

$this->bbcode_second_pass_quote('Tanada', 'I')f you want European style national health care then you have to have European level taxes to pay for it.

Who is going to vote for that and then run for reelection?


When you factor in the enormous cost of healthcare in the US, people would be much better off to pay more taxes to support a single payer system. If government became responsible for the lions share of healthcare costs they would have a great deal of incentive to try to reduce costs. Provincial governments in Canada are certainly focused on trying to control health care costs because they don't want to have to keep raising tax rates. In the US there doesn't appear to be anyone trying to control health care costs.
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Re: Trumpcare

Postby Tanada » Thu 19 Jan 2017, 10:53:53

$this->bbcode_second_pass_quote('yellowcanoe', '')$this->bbcode_second_pass_quote('Tanada', 'I')f you want European style national health care then you have to have European level taxes to pay for it.

Who is going to vote for that and then run for reelection?


When you factor in the enormous cost of healthcare in the US, people would be much better off to pay more taxes to support a single payer system. If government became responsible for the lions share of healthcare costs they would have a great deal of incentive to try to reduce costs. Provincial governments in Canada are certainly focused on trying to control health care costs because they don't want to have to keep raising tax rates. In the US there doesn't appear to be anyone trying to control health care costs.


All you have to do is get one out of the 50 states to enact a Canadian style plan and prove it works. Do that and the floodgates will open with more states signing up.
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Re: Trumpcare

Postby Cog » Thu 19 Jan 2017, 11:48:40

California likes doing social justice experiments, let them do it first.
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Re: Trumpcare

Postby vtsnowedin » Thu 19 Jan 2017, 12:42:47

How do you do that without confiscating the hospitals and drug companies and making the doctors and nurses indentured servants?
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Re: Trumpcare

Postby yellowcanoe » Thu 19 Jan 2017, 13:54:40

$this->bbcode_second_pass_quote('vtsnowedin', 'H')ow do you do that without confiscating the hospitals and drug companies and making the doctors and nurses indentured servants?


At the time Canada went with a public health care system, hospitals were non-profit organizations, dependent on donations and fees. The hospital I was born in was owned and operated by the Salvation Army. Hospitals still operate as independent organizations but they now receive most of their funding from the government. Doctors in Saskatchewan were not happy when a public system was proposed but after experiencing it they generally appreciated the fact that they got paid for everything they did -- no more feeling obligated to provide service for free to people who could not afford to pay.

I would guess that at one time hospitals in the US also tended to be non-profit as they had been in Canada. That's not the case these days -- a lot of hospitals are owned by for-profit corporations. So it would certainly be more challenging to introduce a single payer public system and work to reduce costs when a large part of the health care system is being run on a for-profit basis.

I'd also point out that introducing a publicly funded system in Canada also had the affect of increasing costs. Health care workers were not particularily well paid when hospitals were run as charities. Once governments started to fund the system, health care workers unionized and have been able to greatly increase their salaries. Still, it is a far cheaper system than what you have in the US, but not cheap in comparison to European countries.
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Re: Trumpcare

Postby vtsnowedin » Thu 19 Jan 2017, 14:25:52

It certainly will be a difficult transition to whatever they go to next. One first step would be regulating drug prices at the government level as individuals when sick have no bargaining power at all. I would go so far as stripping patent rights from anyone price gouging and shorten the time patents stay in effect and eliminate the practice of patent extensions.
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Re: Trumpcare

Postby rockdoc123 » Sat 21 Jan 2017, 16:23:29

$this->bbcode_second_pass_quote('', 'I')'d also point out that introducing a publicly funded system in Canada also had the affect of increasing costs. Health care workers were not particularily well paid when hospitals were run as charities. Once governments started to fund the system, health care workers unionized and have been able to greatly increase their salaries. Still, it is a far cheaper system than what you have in the US, but not cheap in comparison to European countries.


And the Canadian health care system is certainly not without it's problems. In Alberta wait times in emergency are horrendous (a friend of the family spent 13 hours with his mother waiting in emergency while she was in congenital heart failure) and wait times for operative procedures covered by heath care are ridiculous (people waiting several years on the waiting list for joint replacement etc). Both the healthcare practioners and the users are somewhat to blame. Doctors charge for everything they do to healthcare hence when it would seem simple to just call up your doctor to get the results of standard blood tests (is there a problem...NO? well great then, thanks) you have to book an appointment simply because the doctor wants the opportunity to bill the system. Some are worse than others I suspect, one of the laser eye surgeons in the province is well known for having billed several million dollars to health care each year (not all doctors are like this which is why many move to the states for better pay). On the other side of things because the system is "paid for" when little Bobby or Sally gets a sniffle mom takes them into the local emergency to get them looked after. Because the triage at the hospitals is less than adequate the stack up of patients due to people waiting for what are sniffles, coughs and sore throats results in a huge backup and puts patients who might be in dire straits at risk. It seems to me that the best solution is something like a two tiered system where those who can afford it pay to get surgeries done quicker or perhaps get immediate access to a physician. This takes some of the stress off of the fully covered public system so that those who can't afford it have less wait times. But try explaining that to a socialist government. :x
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Re: Trumpcare

Postby yellowcanoe » Sat 21 Jan 2017, 17:01:59

$this->bbcode_second_pass_quote('rockdoc123', 'I')t seems to me that the best solution is something like a two tiered system where those who can afford it pay to get surgeries done quicker or perhaps get immediate access to a physician. This takes some of the stress off of the fully covered public system so that those who can't afford it have less wait times.


Given that we can expect the economy to grow only slowly or not at all in the future I view a two tiered system as inevitable. New medical technologies and an aging population continue to drive costs up beyond the inflation rate and there will be a limit as to how much tax money we can throw at the system.


$this->bbcode_second_pass_quote('rockdoc123', '
') But try explaining that to a socialist government. :x


I would not single out socialist governments on this issue. The feeling that we should not have a two tiered system is so strong right now that even Conservative politicians don't want to talk about a two tiered system.
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Re: Trumpcare

Postby Plantagenet » Fri 14 Dec 2018, 22:50:09

A Federal Judge in Texas has just ruled that the ACA aka Obamacare is unconstitutional

federal-judge-texas-strikes-strikes-down-affordable-care-act

In a landmark case in 2012, the SCOTUS accepted the obama administration's argument that Obamacare is a tax, and hence is constitutionally valid.

But in 2017 Trump and the Rs ended the tax penalty on those people who don't sign up for O-care, meaning that it no longer is a tax.

Now a federal judge has said if Obamacare doesn't include taxes, then O-care is unconstitutional because it violates the interstate commerce of the US constitution.

-------------------------------------------------------------

This will be appealed to the current SCOTUS. It will be interesting to see what they say this time, now the tax rationale that they used to preserve it in 2012 no longer exists.

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