Donate Bitcoin

Donate Paypal


PeakOil is You

PeakOil is You

THE Middle Class Thread (merged)

What's on your mind?
General interest discussions, not necessarily related to depletion.

Re: Prolong Middle=classdom/ Migrate?

Postby Ludi » Sun 28 Nov 2010, 14:13:10

I think it's great for folks to suggest options - that's what I've tried to do here on the board for a few years. I also think people should try to live where they feel comfortable and safe. If you're in a good spot, you might want to stay. If you're not up for adventure, you might want to stay even if you're in a not-so-great spot. But if you're young or adventurous, there are still many opportunities out there in the big wide world. :)
Ludi
 

Re: Prolong Middle=classdom/ Migrate?

Postby SeaGypsy » Sun 28 Nov 2010, 21:10:58

$this->bbcode_second_pass_quote('Ludi', 'I') think it's great for folks to suggest options - that's what I've tried to do here on the board for a few years. I also think people should try to live where they feel comfortable and safe. If you're in a good spot, you might want to stay. If you're not up for adventure, you might want to stay even if you're in a not-so-great spot. But if you're young or adventurous, there are still many opportunities out there in the big wide world. :)


From what I have seen it's more about the character than age of the person; of course some degree of health is required to migrate to a developing country.
More than half the expats I know migrated in their 60's or 70's. Most began by visiting a friend or relative, realised it could work for them and jumped.

With regards to exchange rates, yes things change, sometimes fast. Almost every expat has a grab bag with ticket back to home country, travel documents and some travel money in a variety of currencies. There is a long way to slide for western currencies and a long way to grow for southern/ eastern ones. They will eventually meet in the middle or even cross over the value line, but this is not about to happen suddenly. A typical western pension of $1,200 a month is the equivalent of 4 professional full time wages in the countries favored by western economic migrants. Even with a 75% decline in value, a pension check will still be as good as a well paid job to the locals, who manage to live quite nicely on such.
SeaGypsy
Master Prognosticator
Master Prognosticator
 
Posts: 9285
Joined: Wed 04 Feb 2009, 04:00:00

Re: Prolong Middle=classdom/ Migrate?

Postby FairMaiden » Tue 30 Nov 2010, 16:59:10

Hmm...I'm the smug one? I would think the person claiming to live like "nobility" (your word not mine) would be the smug one. You only have security bc you've found it through marriage. You have found you like it and it works for you. I doubt many ppl would feel the same way (only a specific kind like you mentioned).

If I am smug, then so is everyone on this site who has prepared themselves. Hubby and I both took pay cuts to take our "secure" jobs (I realize nothing is secure but we've done our homework and we can hope). What I've found is the extra time we have has enabled us to find play in our wonderous backyard here. Snow trekking, mtn biking (I have a mtn bike as a company vehicle from an old environmental job), hiking, walking are all free. We are so much happier working less and playing more.

We have a family. How well do you think my 2 yr old would do in Uganda with platinum blond hair and alabaster skin??? He'd be a kidnapping target! He'd stand out enough to be in danger. Remember the rules of the turning point - do NOT stand out in your community.

I only know one person who tried this move and she lost everything. She bought a business in the new place and corrupted officials harassed her until she ran home for her life. Her father was there and he did the same years later - they broke both is arms and legs to have him sign over title of his properties. Luckily his expat community got him to the airport and put him on a plane to his daughter. He lost millions of dollars and is now a penniless alocholic living off his daughter (who only has money now bc she married again).

:(
User avatar
FairMaiden
Lignite
Lignite
 
Posts: 368
Joined: Thu 11 Aug 2005, 03:00:00
Location: Vancouver, BC

Re: Prolong Middle=classdom/ Migrate?

Postby americandream » Tue 30 Nov 2010, 18:28:47

$this->bbcode_second_pass_quote('FairMaiden', 'H')mm...I'm the smug one? I would think the person claiming to live like "nobility" (your word not mine) would be the smug one. You only have security bc you've found it through marriage. You have found you like it and it works for you. I doubt many ppl would feel the same way (only a specific kind like you mentioned).

If I am smug, then so is everyone on this site who has prepared themselves. Hubby and I both took pay cuts to take our "secure" jobs (I realize nothing is secure but we've done our homework and we can hope). What I've found is the extra time we have has enabled us to find play in our wonderous backyard here. Snow trekking, mtn biking (I have a mtn bike as a company vehicle from an old environmental job), hiking, walking are all free. We are so much happier working less and playing more.

We have a family. How well do you think my 2 yr old would do in Uganda with platinum blond hair and alabaster skin??? He'd be a kidnapping target! He'd stand out enough to be in danger. Remember the rules of the turning point - do NOT stand out in your community.

I only know one person who tried this move and she lost everything. She bought a business in the new place and corrupted officials harassed her until she ran home for her life. Her father was there and he did the same years later - they broke both is arms and legs to have him sign over title of his properties. Luckily his expat community got him to the airport and put him on a plane to his daughter. He lost millions of dollars and is now a penniless alocholic living off his daughter (who only has money now bc she married again).

:(


Well the platinum blonde hair and alabaster skin survived the crossing from Europe to America. In fact, the last I heard, it was the poor old indigenous with his black hair and russet skin who fared the worse from that encounter. :lol:

I am inclined to agree with you however. White Americans are better off at home. You people are too dysfunctional, even for white countries like New Zealand.
americandream
Permanently Banned
 
Posts: 8650
Joined: Mon 18 Oct 2004, 03:00:00

Re: Prolong Middle=classdom/ Migrate?

Postby Outcast_Searcher » Tue 30 Nov 2010, 19:26:22

$this->bbcode_second_pass_quote('SeaGypsy', 'M')aybe I project this, we do tend to see the world from our own angle; but I do believe a lot of people would be much more mobile if they had any idea how safely they could be so.


Thanks for the thread/info, SeaGypsy. I can't understand why anyone would object or be offended. It's not like you said "if you don''t do this you're an idiot"... I love seeing alternative ideas, even if I don't agree with them, be they political, economic, or practical.

As a coward who sees most glasses as half empty, my concerns would focus on your word "safe".

I think of things like medical. Who pays for that? (in your status as visitor/noncitizen) Is the technology first world?


I think of social acceptance. Is your family treated well in general? Do you have to be careful of where you go? Are your kids safe if they use bad judgement on where they go (as kids will from time to time)?

How about security / laws? Until you become a citizen (if you can) - do you have to worry about someone from the govt. coming along and confiscating your property? Arresting you on bogus charges to get your property? Arbitrarily throwing you out? (I've seen this happen in eastern Europe to a relative due to religion - so I'm not just being paranoid here).

I know folks who love to travel to exotic places to vacation, but the armed soldiers hanging around on every street corner give them pause about living there to retire, for example.

If you've thought this through and such risks are nonexistent or acceptable -- then congratulations. And I'll tell my friends who (seriously) want to bug out if Sara Palin is elected president in 2012!

Cheers
Given the track record of the perma-doomer blogs, I wouldn't bet a fast crash doomer's money on their predictions.
User avatar
Outcast_Searcher
COB
COB
 
Posts: 10142
Joined: Sat 27 Jun 2009, 21:26:42
Location: Central KY

Re: Prolong Middle=classdom/ Migrate?

Postby SeaGypsy » Tue 30 Nov 2010, 19:56:19

FM:
By nobility, I meant not having to work, an old definition.

Actually to be happy in a marriage usually takes 2 people who would be happy single; the other version is called codependency, perhaps that's why you use the word 'security'? Most peakers don't believe in actual 'security' only degrees thereof in response to variables which are as endless as possible ways of confronting them.

I have family who have been ripped off and burned in a wide variety of locations, not exclusive to the 3rd world.
There are rules about living anywhere; written and unwritten, for locals and 'outsiders'.
A common unwritten rule in poor countries is: "Don't you dare come along with your easy dollars and think you can compete with me." Which is only fair really.
There are few businesses which are safe enough to engage in and they all involve having customers from outside come in or internet business.
In some areas resorts are a tolerated expat endeavour because thet draw tourists and create a lot of work for locals. But starting a taxi company or pizza shop might get you killed. Each place has it's own version of 'logic' otherwise there would be no such thing as culture shock and the whole world would be like Miami.

On AD's note, what you would more likely find is that your blondy creamy white kids would be courted by the daughters of the ruling class than kidnapped!

New Zealand stands alone among British colonies outside Africa; the only one where the white kids all learn Maori (the indigenous) language at school to at least a introductory level. Every kid in New Zealand can tell you something about native culture. Compare this to Australia or worse, the USA.

Here in the Philippines my wife's 1st language is based on the language of the oldest indigenous inhabitants, after 3 waves of invasion over 800 years. My children's DNA 800 years ago was in: Ireland, Germany, Scotland, England, Taiwan, Polynesia, Malaysia. The local kids call my daughter 'Barbie' because she is so white, the fact she has black eyes evades them. She is without a doubt the best known and most popular 1 year old in our town here. I have lived with her in Australia also and can see the situation here is infinitely better from her perspective at this time in her life.

I believe the beyond bottleneck human will be hybrid, not GE, just naturally. I have spent most of my life in parts of the world where most people can claim multiple ancestry; so for me it's not a big deal. For some reason though the topic seems to rub several regulars up the wrong way on this forum.
I do not expect people to change their world view based on mine. I have chosen a particlar path in life which suits me, as it sounds like FM has.

I am glad you are enjoying life FM and that you prioritise time with family over work, good for you; just that's kinda off topic.
SeaGypsy
Master Prognosticator
Master Prognosticator
 
Posts: 9285
Joined: Wed 04 Feb 2009, 04:00:00

Re: Prolong Middle=classdom/ Migrate?

Postby SeaGypsy » Tue 30 Nov 2010, 20:14:08

$this->bbcode_second_pass_quote('Outcast_Searcher', '
')
I think of things like medical. Who pays for that? (in your status as visitor/noncitizen) Is the technology first world?


I think of social acceptance. Is your family treated well in general? Do you have to be careful of where you go? Are your kids safe if they use bad judgement on where they go (as kids will from time to time)?

How about security / laws? Until you become a citizen (if you can) - do you have to worry about someone from the govt. coming along and confiscating your property? Arresting you on bogus charges to get your property? Arbitrarily throwing you out?


I take responsibility for all my expenses here including medical, which if you have money is very cheap compared to western countries. The standards of hospitals are generally horrific, but drugs and tests are available and cheap.

Safety wise, just as honey draws bees and shit draws flies, tourist traps draw scumbag scammers. The more foreigners around, the closer an international airport, the more dirt bag exploiters will be around. It works well from my angle, perverts get robbed and killed, idiots get ripped off blind, street justice is swift and brutal but most often justifiable.

The biggest scammers are either in uniform or government; they also follow insect logic. Don't look like you have much more than average is rule number 1.
The baddies have bigger fish to fry.
SeaGypsy
Master Prognosticator
Master Prognosticator
 
Posts: 9285
Joined: Wed 04 Feb 2009, 04:00:00

Re: Prolong Middle=classdom/ Migrate?

Postby IsThisRealLife » Thu 02 Dec 2010, 21:07:09

$this->bbcode_second_pass_quote('SeaGypsy', 'H')ere I will give you the numbers on what $1000 a month will get you:
Quite tempting!

How much does it cost for health care insurance?

Thanks!
IsThisRealLife
Peat
Peat
 
Posts: 89
Joined: Wed 08 Sep 2010, 07:37:35
Top

Re: Prolong Middle=classdom/ Migrate?

Postby SeaGypsy » Fri 03 Dec 2010, 22:07:18

$this->bbcode_second_pass_quote('IsThisRealLife', '')$this->bbcode_second_pass_quote('SeaGypsy', 'H')ere I will give you the numbers on what $1000 a month will get you:
Quite tempting!

How much does it cost for health care insurance?

Thanks!


Depends on your status, as a family here we have 70% cover for $5 a month. The best long term full international cover including evacuation is about $200 a month Singapore based; for where I am. Like most expats I always have enough $ that if something seriou happens I strap it up and fly out. As an Aussie, my family gets free medical in Australia; as long as I keep paying tax there.
SeaGypsy
Master Prognosticator
Master Prognosticator
 
Posts: 9285
Joined: Wed 04 Feb 2009, 04:00:00
Top

Re: Prolong Middle=classdom/ Migrate?

Postby Sixstrings » Fri 03 Dec 2010, 22:54:19

$this->bbcode_second_pass_quote('SeaGypsy', 'B')e happy and don't take offense when something outside your comfort zone is put as an option.

Maybe I project this, we do tend to see the world from our own angle; but I do believe a lot of people would be much more mobile if they had any idea how safely they could be so.


I used to travel a lot, and so I think folks who haven't traveled much internationally just have no idea how exciting and what a breath of fresh air living overseas can be.

On the other hand.. the older you get, the harder footloose and fancy free living becomes. A lot of us have mid-level jobs that aren't just easily found elsewhere. I don't have kids, but for those that do then that's a big anchor -- not saying it can't be done, but children need stability not "Daddy quit his job today we're all moving to Uraguay."

People also have family and community ties, hobbies and friends that are hard to leave behind. And then there's safety in security.. personally, I don't know if I'd want to be in a foreign country if TSHTF. At least I understand the US and how things work here. Who would want to be in South Korea if war breaks out there? Or Thailand if there's ever a revolution to overthrow the king? Or Mexico or any number of South American locales, where drug lords or revolutionaries could upset your whole apple cart.

You can say people are just sheeple for wanting security, but it's also true that seeking adventure and danger increases your odds of finding it.

EDIT: Also lots of Americans are underwater on their homes, or if not underwater they still couldn't sell if they wanted to -- so they can't pack up and move to Kansas much less overseas.
User avatar
Sixstrings
Fusion
Fusion
 
Posts: 15160
Joined: Tue 08 Jul 2008, 03:00:00
Top

Re: Prolong Middle=classdom/ Migrate?

Postby SeaGypsy » Sat 04 Dec 2010, 00:05:46

Hi Sixstrings,
I have a few friends here who are supposedly real estate millionaires in the USA but can't sell in the current market. Renting out either owned or mortgaged property makes more sense than living in it, if you can live cheaper elsewhere.
SeaGypsy
Master Prognosticator
Master Prognosticator
 
Posts: 9285
Joined: Wed 04 Feb 2009, 04:00:00

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby Outcast_Searcher » Thu 31 Mar 2011, 05:31:19

$this->bbcode_second_pass_quote('gollum', '')$this->bbcode_second_pass_quote('Ludi', 'I')n California, and possibly other states, in the past (1980s) , there was "Lifeline" service for the poor - limited local phone service for a fee of I think something like $5 a month, so that households would always have the means to call fire, ambulance, or police.

Is such a thing available on celphones?



I think it is mandated that even an inactive cell phone can call 911


It is. A friend of mine has two old cell phones and chargers from my family, so he has reliable 911 service from his car, and he never pays a nickel except to charge the batteries.

Since Lithium Ion batteries last many years if charged now and then, this seems like a good use for old/obsolete cell phones.
Given the track record of the perma-doomer blogs, I wouldn't bet a fast crash doomer's money on their predictions.
User avatar
Outcast_Searcher
COB
COB
 
Posts: 10142
Joined: Sat 27 Jun 2009, 21:26:42
Location: Central KY
Top

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby MarkJ » Thu 31 Mar 2011, 10:50:37

Since many unused phones have numerous feature sets and memory cards these days, old phones are still useful as recorders, cameras, video cameras, MP3 players, calculators, notepads, data storage devices etc.
User avatar
MarkJ
Tar Sands
Tar Sands
 
Posts: 649
Joined: Tue 25 Mar 2008, 03:00:00

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby Shaved Monkey » Fri 01 Apr 2011, 01:43:26

Main reason we have peak everything is too many middle class Americans and the rest of the world trying to be like them.
Credit card bill has come in.
We still as a world haven't worked out the maths or refuse to accept it.
There's not enough carrots to chase or American Dreams for everyone.
Ready to turn Zombies into WWOOFers
User avatar
Shaved Monkey
Intermediate Crude
Intermediate Crude
 
Posts: 2578
Joined: Wed 30 Mar 2011, 01:43:28

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby rangerone314 » Fri 01 Apr 2011, 06:10:25

Most of those 22 statistics can be summed up with one sentence: "Let them eat cake".

I think the French found a solution for that attitude in 1793. Might work for our elites, too.
An ideology is by definition not a search for TRUTH-but a search for PROOF that its point of view is right

Equals barter and negotiate-people with power just take

You cant defend freedom by eliminating it-unknown

Our elected reps should wear sponsor patches on their suits so we know who they represent-like Nascar-Roy
User avatar
rangerone314
Light Sweet Crude
Light Sweet Crude
 
Posts: 4105
Joined: Wed 03 Dec 2008, 04:00:00
Location: Maryland

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby Outcast_Searcher » Fri 01 Apr 2011, 13:26:42

$this->bbcode_second_pass_quote('MarkJ', 'M')any of the stats supposedly proving the middle class is shrinking are due to numerous poor choices,.

For example, 2, 4, 5, 6, 7, 8 are often due to lack of budgeting, spending, saving and investment discipline.

+1

If the political left REALLY wanted to win the "war on poverty", focusing on some financial, budgeting, smart shopping, and above all work ethic programs in public schools would do FAR more than all the wealth redistribution programs they constantly push.

I don't like, for example, banksters making billions via lobbyists and corrupt congressfolk, while taking massive bailouts, for example, any more than the left. The same goes for corporate welfare, corporate corruption, etc.

But constantly blaming the upper middle class small business job creators and wanting to "fix everything" by raising taxes and (naturally) spending every nickel in sight on ever MORE social programs eventually hurts the poor the MOST, due to the eventual pressure this always puts on the dollar (i.e. long term inflation).

Also, the delusion that if you just confiscate the wealth of the really successful folks it will magically fix anything fundamental for the long term is just madness. Those folks and their productivity will just go elsewhere.

. . .

It is a fact of life that in an information based economy, that outsized incomes go to people who have lots of education and can take advantage of the information (via risks and work).

Again, instead of complaining about it -- how about massive improvements to basic EDUCATION to make a MUCH more level playing field? How about FREE college education to those who EARN it by doing very well in their K-12 program to level the playing field? (We'd get it back several times if the bulk of people were highly productive)? Anything else is meaningless tinkering around the edges.

For the left who will now scoff -- how much progress has the many decade "war on poverty" actually made? I'd say the net results have been NEGATIVE, despite all the good intentions.

Mindless wealth redistribution short term (repeated endlessly to cries of "it's not enough!!" = MASSIVE FAIL. Time for a new plan.
Given the track record of the perma-doomer blogs, I wouldn't bet a fast crash doomer's money on their predictions.
User avatar
Outcast_Searcher
COB
COB
 
Posts: 10142
Joined: Sat 27 Jun 2009, 21:26:42
Location: Central KY
Top

Re: 22 Statistics That Prove The Middle Class Is Being Wiped

Postby rangerone314 » Sat 02 Apr 2011, 06:30:25

But the rich aren't creating jobs in the US. They are creating them in China and India. The bigger the piece of pie the rich get, the faster they are able to take even more of the middle class's share of the pie away.

Just look at the money flowing into commodities like food and oil. That drives gas and food prices up for the poor and middle class. Trickle down indeed! Geeze. I'd even put up with the rich getting 66% of the income growth between 2001 and 2007, if they took that money and merrily burned it in big bonfires.

$this->bbcode_second_pass_quote('', '2'), 4, 5, 6, 7, 8 are often due to lack of budgeting, spending, saving and investment discipline.
And just as often they are not. For example, much of the personal bankruptcy in #7 is driven by sudden medical expenses. A lot of #4 is Americans are unable to contribute to retirement because they don't earn enough beyond paying for rent, food, and gas.

And then there are 1, 3, and 9-22. The poor and the middle class get capitalism. And the rich get socialism. The Right doesn't want to solve the systemic problems the poor and the middle class face, and the Left are a mix of posers and people with bad solutions.

Someday, the 99% are finally going to figure out that they are being wiped out, and figure out who is doing the wiping out, and aren't going to be baited by the distraction of Left vs Right fake narrative. Then it will be the 1% that finds itself being "wiped out".
An ideology is by definition not a search for TRUTH-but a search for PROOF that its point of view is right

Equals barter and negotiate-people with power just take

You cant defend freedom by eliminating it-unknown

Our elected reps should wear sponsor patches on their suits so we know who they represent-like Nascar-Roy
User avatar
rangerone314
Light Sweet Crude
Light Sweet Crude
 
Posts: 4105
Joined: Wed 03 Dec 2008, 04:00:00
Location: Maryland
Top

Millions of middle-class people could get Medicaid

Postby mattduke » Wed 22 Jun 2011, 06:31:47

$this->bbcode_second_pass_quote('', 'P')resident Barack Obama's health care law would let several million middle-class people get nearly free insurance meant for the poor, a twist government number crunchers say they discovered only after the complex bill was signed.

“[W]e have to pass the bill so that you can find out what is in it”
-Nancy Pelosi - March 8, 2010
http://www.msnbc.msn.com/id/43490650/ns ... alth_care/
User avatar
mattduke
Intermediate Crude
Intermediate Crude
 
Posts: 3591
Joined: Fri 28 Oct 2005, 03:00:00
Top

Re: Millions of middle-class people could get Medicaid

Postby vision-master » Wed 22 Jun 2011, 09:14:06

I'm sure she understands.... :)

Recession… what recession? Pelosi's wealth grows by massive 62% (and Boehner and Cantor are also millionaires)


House Minority Leader Nancy Pelosi saw her wealth rise considerably last year, from just more than $20million to a huge $35.2million.
Establishing Pelosi's place as one of the wealthiest lawmakers in the country, the sudden 62 per cent rise was revealed in the annual release of forms detailing the assets and liabilities of congressmen today

Image

http://www.dailymail.co.uk/news/article ... z1Q0hFOlpQ
vision-master
 

PreviousNext

Return to Open Topic Discussion

Who is online

Users browsing this forum: No registered users and 0 guests

cron