[evilgenius]

Both the takers and the givers of usury are about to fall in a hole. Everybody is saying that the housing market is coming around because new home sales are up. BS. New home sales are up because home builders can afford to discount what they build in order to clear inventory. This trend only puts pressure on those who already own a home. Sure its no problem for those that can stay put, but for those that will need to sell for whatever reason in the next couple of periods, oh, God.