by Ayoob » Sat 27 Feb 2010, 23:30:09
$this->bbcode_second_pass_quote('Loki', '')$this->bbcode_second_pass_quote('Ayoob', '
')Did you consider other options? How about hospitalization policies, catastrophic illness policies, a policy with a health savings account attached, a high-deductible policy that would cover you for major cancer treatments?
I'm not saying you should pay $600 a month for COBRA coverage. What I'm saying is, if you decide not to financially prepare yourself for a medical expense then that is on you. Do whatever you want, but you should understand that this is your choice.
It sounds to me like you don't want to pay for health care coverage. Insurance companies are criminals, it's too expensive, etc. That's fine, it's no skin off my back if you don't. It's a free country, do what you want.
If you break your leg though, what are you planning on doing?
Yes, I've looked at other plans. They're shit. Gigantic deductible and I'd still have to pay half of the bill. And I'd pay 10% of my income for the privilege of being "covered" by a BS plan that would still wipe out my savings and put me in debt for something as simple as a broken leg.
Most civilized nations buffer their citizens from destitution due to minor accidents, but I guess few consider the US a civilized nation anymore. Your brand of corporatism in the guise of hyperindividualism is one of the main reasons. If the individual can't conform to this thoroughly corrupt system dominated by massive corporations and their puppet politicians, it's their fault. I reject this argument as lacking in moral foundation.
The Dems had a chance to fix this situation, but they've instead chosen a different brand of corporatism, one clothed in populist rhetoric instead of your hyperindividualist rhetoric. Either way the insurance mafia makes a killing.
I'm fine with your decision. Choose to go it alone, to pay for nothing, and to receive nothing.
Best wishes.
Also, most nations are not civilized. The US is not civilized.