[some_guy282]

$this->bbcode_second_pass_quote('ElijahJones', ' ') Do people get turned down for jobs due to bad credit history?

[emailking]

Why do they care about that? They're the ones paying you.

[mmasters]

I know in the high end "financial" corporate world they check credit. At least Goldman Sachs and the Bank of Tokyo-Mitsubishi do.

[smallpoxgirl]

$this->bbcode_second_pass_quote('emailking', 'W')hy do they care about that? They're the ones paying you.

[OilsNotWell]

Elijah, unfortunately, you haven't scratched the surface with how credit scores work against people...

For example, did you know that:

Many CAR and other insurance use CREDIT scores to determine your rates? If you have a 'bad' credit score you may have to pay a higher automobile premium! This is common in many states, but there are rumblings of getting this practice outlawed, as it is especially discriminatory along racial boundaries (AND even more so since most states mandate insurance). The insurance companies' argument is that lower credit scores correlate with increased risk. My argument would be that insurance companies are correlated with people being injured and dying. Lesson: CORRELATION IS NOT CAUSATION!

The CRA's (credit reporting agencies: TransUnion, Equifax, Experian) are giant data sucking machines set up to record many things about you, so they can make money. Everyone seems to be in on making money off of access to information about you. For example, did you know that if you fill out a change of address form at the post office if you move, the US postal service then sells that information to CRA's, direct marketers, whomever is willing to pay for it? When you apply for a membership at the local video store and they then sell this information? That all of the information you give to one insurance company they then share with everyone else? Even medical information is really not safe, with information sent to what is known as the MIB, or Medical Information Bureau, an industry supported organization that keep tabs on you so if you have a 'pre-existing' medical condition they can check it for that and other things when they 'underwrite' your policy?

[hippiegunlover]

Oilsnotwell- I would like to find one car insurance company that will give you a policy without demanding your SSN. I went through that this year, and no one would even give me a quote without it. Guess they wanted to check my credit first.

As for info mining companies, I was trying to become a verified seller on EBay, but since my address changed I had to call a number and confirm who I was. When I called they asked my employment history and when I didn't mention it they brought up a job I had when I was 17!!! I went off about keeping info on minors and they hung up on me. Freaking bastards.

Sorry, a little OT.

[strider3700]

Remember everyone of those credit checks also affect your score in a negative way.

Now on a different note.

Elijah I feel for you but you're partially screwed. We're almost all partially screwed. There are too many people chasing too few good jobs so the companies can pick and choose any way they feel like it. Any problem just puts you a little lower on the ladder and you very well may be trying against people that are effectively perfect.

We can complain about how unfair things are all day but it won't change anything. If you want a job where noone will care anything at all about you other then the results you show you should start your own company.