[MD]

Dunning relatives of the dead

These people are trained to extract money from surviving relatives. Could you sleep nights after spending your day on the phone plying this trade? Could you?

I couldn't.

Look how far we've fallen.

[Aaron]

$this->bbcode_second_pass_quote('', 'D')eath will be the end of one customer relationship but the beginning of another.

[Jotapay]

This is definitely unethical and appears to be fraud if they do not explicitly state that the person called is under no obligation to pay. They article says that they don't explicitly say that.

[Ferretlover]

$this->bbcode_second_pass_quote('MD', '[')url=http://www.nytimes.com/2009/03/04/business/04dead.html?_r=1&em]Dunning relatives of the dead[/url]
These people are trained to extract money from surviving relatives. Could you sleep nights after spending your day on the phone plying this trade? Could you?
I couldn't. Look how far we've fallen.

[gnm]

Not really any different than the IRS...

Scum.

-G

[jasonraymondson]

Screw all of your moralities. I use to do telemarketing as a teenager. If it pays well and I get massages, SIGN ME UP.

Not like there are a whole lot of other choices out there at the moment. Here is the script I will be using

Hello, may I speak with [insert relative of rotting corpse]

Hi, This is Jay Ray, I am calling on behalf of anal beads incorporated and please accept our condolances regarding the loss of your son [insert rotting corpse name] Mr. [insert rotting corpse name], placed several orders with us before his untimely death by autoerotic asphyxiation. At the time of his Darwin Award, Mr [insert rotting corpse name] owed $6389.44. We are calling to inform you that as his closest next of kin, you will need to begin payments of $88.74 per month for the next 6 years.

[Ferretlover]

What nonsense, Jason.

[jasonraymondson]

$this->bbcode_second_pass_quote('Ferretlover', 'W')hat nonsense, Jason.

[Blacksmith]

$this->bbcode_second_pass_quote('Shannymara', '')$this->bbcode_second_pass_quote('jasonraymondson', 'I')t amazes me all of the people on here talking so gleefully about a die off, couldn't do something like this to put food on the table.

[jasonraymondson]

lol you all crack me up. If someone owed you money, slit their wrists and left their estate to their family to get out of paying you... are you saying you wouldn't try to collect.

You are all way to sentimental. That shit will get you killed when the dieoff comes. You need to learn, that there is no black and white.. only shades of grey.

[TheDude]

$this->bbcode_second_pass_quote('', 'D')ead people are the newest frontier in debt collecting, and one of the healthiest parts of the industry.

[AAA]

$this->bbcode_second_pass_quote('TheDude', '
')I knew a guy who worked in collections. Kind of cheerfully nonchalant about his work, he seemed happy to get out of it after 20 years of taking people to the cleaners though.

[blukatzen]

I took care of 2 of my mother's sisters after my mom passed on. THey both did not have children of their own, so *I* was the one who got to do the cleanup types of things.
When one aunt passed on, I was named executrix of the will and also had to appeal to the court to become the legal and physical guardian of my 92 year old aunt, who could not manage her physical and financial affairs. (She owned an apartment building and we had, inherited the recently deceased aunt's apartment building, they were side by side buildings once owned by my grandparents.)

I had to "clean up" the affairs of my deceased aunt, even though we kept the phone on because the senior aunt was living with her sister when she died.

Within a year, when the senior aunt passed on, I had to disperse of the apartment buildings, *THEN* was the time that the gas and electric bills started to pile up, we kept up with things, but I did lose a little bit (probably below 45.00) because the money was tied up in probate for a year and a half. (which is about usual). Of course, I received an inheritance, and payment for my services from the estate, and the gas and electric companies *should be* advised that they WILL be paid for services. (It was coming out of my pocket since I was cleaning up the places and living in the top apartment to keep an eye on things, and not let the buildings deteriorate before they were sold. Of course, the costs were split between *my needs* (and the bill for the gas, water, electric, etc. came to me in my name as I did this.) and the estate, for cleaning, and dispersing of the estate.

I don't think dunning people that have NO INTEREST whatsoever is moral, but certainly dunning the *estate* of the person is, if they have left a will, there is paperwork going on in the county that the deceased lived in, etc.

My aunts did not have (at the time it was the mid-late 90's) credit cards, I went to the store, grocery or pharmacy, to get them their needs, etc. They paid by check, in most cases, so there were no bills outstanding.

We were able to pay for the funeral with one check we had left over, the bank was fully aware what it was for and let us do this.

When you are a guardian of a person, or an executor/ix of an Estate, it is a legal position that one has to uphold, to help uncover bills that the estate may owe and pay them, after documentation and determination by the court that it is a "sound bill". (Usually, taxes of all sorts, then utility bills, mortgage, credit card bills, house repair bills and anything "independant and outstanding" of this nature (landscapers, as well.) Hospital bills or any medical outstanding bills or home health care. (for the elderly, this is what eats it up, even *if* they have good insurance.)

This is the nature of what happens when someone dies, and the aftermath of all the mountains of paperwork that gets filed and sorted through....after the funerals are done.

The business of death. The above are just "new hyenas" that are at the feeding frenzy making share they get their cut of the meat.
After having gone through 2 of these, they were extremely stressful, and I want nothing to do with estate work again. I keep telling my husband I plan on predeceasing him. He saw how stressful it was on me, as we were dating when I was going through it. That's how I found out he was a "keeper"; he held my hand and kept telling me " this too shall pass" and "I'm right at your side, we'll figure this out together."

Blu

[PenultimateManStanding]

$this->bbcode_second_pass_quote('jasonraymondson', 'S')crew all of your moralities. I use to do telemarketing as a teenager. If it pays well and I get massages, SIGN ME UP.

Not like there are a whole lot of other choices out there at the moment. Here is the script I will be using

Hello, may I speak with [insert relative of rotting corpse]

Hi, This is Jay Ray, I am calling on behalf of anal beads incorporated and please accept our condolances regarding the loss of your son [insert rotting corpse name] Mr. [insert rotting corpse name], placed several orders with us before his untimely death by autoerotic asphyxiation. At the time of his Darwin Award, Mr [insert rotting corpse name] owed $6389.44. We are calling to inform you that as his closest next of kin, you will need to begin payments of $88.74 per month for the next 6 years.

[perdition79]

A man's debt dies with him. My family is under specific orders to waste every cent of my estate on land and guns as soon as I die, and give any debt collector a small vial of my ashes, should they call for settlement with me.

[MD]

$this->bbcode_second_pass_quote('blukatzen', '
')
I don't think dunning people that have NO INTEREST whatsoever is moral, but certainly dunning the *estate* of the person is, if they have left a will, there is paperwork going on in the county that the deceased lived in, etc.

[gnm]

$this->bbcode_second_pass_quote('perdition79', 'A') man's debt dies with him. My family is under specific orders to waste every cent of my estate on land and guns as soon as I die, and give any debt collector a small vial of my ashes, should they call for settlement with me.

[jasonraymondson]

$this->bbcode_second_pass_quote('PenultimateManStanding', '')$this->bbcode_second_pass_quote('jasonraymondson', 'S')crew all of your moralities. I use to do telemarketing as a teenager. If it pays well and I get massages, SIGN ME UP.

Not like there are a whole lot of other choices out there at the moment. Here is the script I will be using

Hello, may I speak with [insert relative of rotting corpse]

Hi, This is Jay Ray, I am calling on behalf of anal beads incorporated and please accept our condolances regarding the loss of your son [insert rotting corpse name] Mr. [insert rotting corpse name], placed several orders with us before his untimely death by autoerotic asphyxiation. At the time of his Darwin Award, Mr [insert rotting corpse name] owed $6389.44. We are calling to inform you that as his closest next of kin, you will need to begin payments of $88.74 per month for the next 6 years.

[blukatzen]

$this->bbcode_second_pass_quote('perdition79', 'A') man's debt dies with him.

[blukatzen]

$this->bbcode_second_pass_quote('MD', 'I') didn't find any reference to probate in the article. It appeared to me that they were referring to collectors that just go after nearest kin regardless of legal status. Calling on the executor is an entirely different matter.