$this->bbcode_second_pass_quote('Shannymara', 'A')bout the only time I had health insurance in my adult life was in college and briefly afterward. My husband has a home business and does well, but not well enough to spend a thousand dollars a month betting against ourselves to pay into the disgusting "health" industry. We pretty much only use doctors when we need a prescription, and pay as we go. After 2 days in labor at home my midwife and family insisted I go to the hospital, where I had a c-section to the tune of $20,000. I remember when I was a kid they would do cultures to figure out what was wrong when we got sick, and prescribe accordingly. Now they just throw antibiotics at us for everything, virus or not. I've had so many bad diagnoses and frustrations with docs who won't listen to me that I despise the whole system. I know there are exceptions out there but they are hard to find, and I can't afford to shop around.
So we have a stock of various antibiotics, parasite meds, a few other meds that might be needed (nothing scheduled), plenty of OTC meds, vitamins, herbs and oils we can't grow ourselves around here, lots of first aid supplies, a minor surgery kit, anesthetic, syringes, dental tools and filling material, a very good microscope, plenty of slides, latex gloves, etc. I probably left a few important things off since this is off the top of my head. Our library includes:
Where There is No Doctor
Where There is No Dentist
several midwifery books (for neighbors' births, not me)
Ditch Medicine
several of those big family health books
a women's health book
a PHTLS book SPG recommended
several herbal medicine books
a couple of other relevant technical books I don't recall that my husband got
My husband has a strong interest in medicine, and being an Aspie has amassed a great deal of information and knowledge. I trust him more than any of the doctors I've found here so far, and I trust him to know when something is beyond his ability. Right now we are healthy (thank the universe), and we do what we can to maintain that condition. You pays your money and takes your chances.

Regarding the insurance deal in the US, Heineken - until quite recently
nobody had insurance. We did without it for thousands of generations. Obviously the situation makes me angry, too, but I'm working on changing that to an attitude of acceptance as part of the paradigm shift I'm working toward. Our current system robs so many people of their dignity, and dehumanizes the most important rites of passage in our lives. I insisted on walking with the guys who came for my dad's body at the hospital when they removed him, and we walked through the laundry area and past the dumpsters to the loading dock where they were constructing a new parking area next door. I put half his ashes in the ground with my own hands at the veteran's cemetery (in a cardboard box so they could return to the earth, not be imprisoned in plastic for god knows how long). The other half are here on my piano until we (my siblings and I) have a chance to scatter them in an appropriate place. Quality, not quantity...
I had health insurance for most of my adult life until I was 50 (two years ago), when I took early retirement from my teleworker job. I gave it up knowing fully the risk I was taking. My attitude was (and is) the same as that expressed in the New Hampshire state motto. Also, I simply no longer had the time to work full-time---too many other responsibilities. And PO and GW had affected my entire mindset about life and the future.
It's fitting, I suppose, that after serving scientists and health care pros as an editor for 27 years, I myself no longer qualify for care.
I agree, Shanny: Quality, not quantity (although I'm still struggling to capture more quality, mainly because of the burdens imposed by my elderly parents). A fine, heartfelt post; thanks.