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Advice to poor.

What's on your mind?
General interest discussions, not necessarily related to depletion.

Re: Advice to poor.

Unread postby Revi » Mon 04 Feb 2008, 23:10:50

It's getting harder and harder not to be poor. I suppose the way not to be poor is to live on what you have. Spend less than you make. Even if you have to cut your budget, if you are spending less than you make you are still not that poor.

Cook a lot of beans. I lived on pots of beans in Guatemala. A pressure cooker is nice, but so is a beanpot on the woodstove.

Learn to like the little stuff that happens in your town.

Make every trip count. I pick up wood that has no nails or paint whenever I go to the dump. It's free BTU's.

Turn any dollars you get into things which will save you money.

Example: buy a battery charger and rechargable batteries.

Use the public library. Lots of great stuff there, and it's free!

Help your neighbors out with things. They will then owe you when you need something done.
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Re: Advice to poor.

Unread postby I_Like_Plants » Mon 04 Feb 2008, 23:27:01

$this->bbcode_second_pass_quote('Revi', 'I')t's getting harder and harder not to be poor. I suppose the way not to be poor is to live on what you have.


It probably takes an income of $200k to live what's considered true "middle class" in the US. If you're making $50k, you're poor. If you're making $100k, you're not that far from poor.

Down at the far end, making $10k - $10k a year, you ARE poor-poor, you're not going to suddenly become middle class after slogging along for X many years, so wake up.

Little stuff like mending clothes, doing my own ironing, getting a generator-light for my bike instead of a light that needs batteries, using the library for recreation, that was just how a person lived. Looking back I can see that was considered "living poor". I could hardly wait to somehow become middle class, and it never happened. In fact, over the past 30 years, things have gone consistently DOWN. Less pay, more expense for food etc., less security, etc.

Just get used to the idea that the US is going to be like post - WWII Italy in a few years and learn to like it.
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Re: Advice to poor.

Unread postby Revi » Mon 04 Feb 2008, 23:45:51

We only recently climbed up into the lower middle class, so back to poor is a drag. We're used to it.

I suppose you have to accept that this is the way it is.

I have been trying to savor the last few years of our meagre lifestyle, because it isn't going to last.

We were walking around in a poor part of Waterville, Maine yesterday and noticed that about a quarter of the duplexes and apartment buildings were empty. They had no tenants at all.

The poor can't afford to live in Maine.

Some of the houses had energy bills stuffed in the door.

They moved out. It costs a lot just to heat a house here.

Better to be poor somewhere else I guess.
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Re: Advice to poor.

Unread postby I_Like_Plants » Mon 04 Feb 2008, 23:54:43

I think being poor and living in Maine will require being able to get wood for free and heat with it, and going back to a lifestyle that may resemble that of more than 100 years ago than now.

I've lived in Colorado Springs on very little, but I rented a room and heat was part of the package. $200 a month. And that was because the old lady who owned the house was rich - she'd not consider herself rich, but she had a house, a car, good food. etc. And didn't still have to work in her 80s. She was a very nice lady too.

In cold areas you get blocky buildings and people in effect huddling together for warmth - you can see this in Germany or in our nearest town of Prescott.

The tropics and semi-tropics aren't Heaven but to me it beats enforced sedentariness, no work, little socialization if any, etc for 4 or more months. This place is driving me nuts, I can't imagine how it is up there. You must not see anyone for 6 months at a stretch.
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Re: Advice to poor.

Unread postby pup55 » Tue 05 Feb 2008, 00:10:47

$this->bbcode_second_pass_quote('', 'p')oor in the US could have it worse. A lot worse


Better listen to RedStateGreen. Those are some pretty good ideas.

Gotta add a couple of things, since I like to think in numbers;

US Census Bureau

According to the most recent government definition, "poor" is mainly defined by how much money you make (some fraction of the median income) and also by the number of people living in your household.

If you are a single person, under 65, living by yourself, "poor" is about $9600 per year, which comes out to about $5.15 per hour, a minimum wage worker that shows up every day.

If you are trying to feed a family of nine, you had better be making about $40K per year. Obviously this varies slightly by region of the country and urban versus rural.

So on the basis of this, I have to add, in addition to everything above, do not, under any circumstances, skimp on birth control. A further thing to be thankful for is not having a lot of non-productive household members, whining, defecating uncontrollably in their clothing, getting sick and needing medical care, and taking a lot of your spare time in unnecessary interaction, that you could be using for more interesting purposes, such as following the Weekly Petroleum Status Report.

Where a lot of the "poor" get into trouble is the fact that they often have two or three of these freeloaders around them all the time. In this society, unfortunately, females are particularly vulnerable to this. Males may also have child support funds extracted from them by the authorities. In either case, this seriously cramps your style. Unfortunately a lot of people got this message after the fact, or not at all.

You are definitely on the right track seeking out an alliance/hanging out with a friend for awhile. If you get some money, be sure to chip some in to avoid him or her accusing you of being a mooch.

The following link gives statistics for the distribution of net worth for Americans.

US Census Bureau #2

As of 2000, the "lowest quintile", that is, the amount at which 20% of the country has a lower net worth than you, is $7200. Add a little for inflation, and maybe this is up to $8K. This is subject to revision, of course, since per the above, there are a lot of people with a house full of plasma TV's and a lot of fancy cars in the driveway who have negative net worth, but if you do not like income as a measurement of poverty, maybe this will suffice. If you have a paid off Toyota Camry and no credit card debt, you are probably above this level already. The uppermost quintile, by the way, was $161K.

Now people can, and do, complain all the time about these measurements of "poverty" and how "you can't live on $5.15 per hour"and all that, but, I will not get into this argument yet. What this goes to show is that there are a lot of people below this level, all the more reason to count your blessings.

Suffice it to say, you might already not be "poor" as officially defined by the government.

Now what might be true is, because of your lifestyle choices, bombardment advertising, your parents/spouse/kids ragging you, and other societal pressures, you feel that your current income is not bountiful enough to give you satisfaction, self-esteem, enjoyment, or social status. It is hard not to fall into that trap, as we all know. But, this is, to a big extent, a matter of attitude, and if you are willing to fire back at your detractors to the effect that you are not poor, the stats say you are not poor, you are spiritually comfortable with your lifestyle, and they can shove it, as long as you are fine with it yourself, no worries. Now, of course, if you feel compelled to get all the way up to, say, the middle class, this is a different proposition and requires a slightly different skill set. This whole idea of social mobility is a completely different issue than mere poverty avoidance.
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Re: Advice to poor.

Unread postby FreakOil » Tue 05 Feb 2008, 02:07:03

I just had the post the lyrics to an old Sinatra song that I love:

I got plenty of nothing
And nothing is plenty for me.
I got no car,
Got no mule,
Got no misery

Folks with plenty of plenty
They got a lock on the door
Afraid somebody’s gonna rob them while
They’re out making more

What for?

I got no lock on the door
That’s no way to be
They can steal the rug
From the floor

That’s OK with me
Cause the things that I prize
Like the stars in the sky
Are all free


Say I’ve got plenty of nothing
And nothing is plenty for me.
I got my girl
Got my song,
Got heaven the whole daylong.

Got my girl
Got my lawn
Got my song

I’ve got plenty of nothing
And nothing is plenty for me.
I got my girl
Got my song,
Got heaven the whole daylong.

Got my girl
Got my lawn
Got my song

I live very simply. I'm saving money and making huge student loan payments so that I can rid myself of debt forever. Bread and butter is good. Long walks along the esplanade are fun. Fishing is fantastic, if you can get to a good spot without an automobile.

Find a good used bookstore. Fruit vendors sell bruised items for super-cheap; just cut the crappy part off and enjoy! And you most definitely do not need a fancy gym membership to get in shape. I used to go to a gym, now I jog and do push-ups and pull-ups. I'm in better shape than I've been in a long time.

Thanks Pup55 for the China post. I think half of the time I spend on this site, I say something similar. It must really annoy people. Did you hear about the guy who got killed by molten metal? Apparently, a whole vat of some sort of molten metal just broke and fell on him. What a horrible way to go.
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Re: Advice to poor.

Unread postby Dukkha » Tue 05 Feb 2008, 06:34:53

$this->bbcode_second_pass_quote('pup55', 'I')f you think about the 300 million or so that were born in the US and most of Canada, the maybe 300 million that were born in Europe, and then maybe another 300 million that were born to the elite classes in Asia and other continents, that's a billion people, the remaining 5 billion people on earth have squat for posessions, live a short, miserable life in a country where no one wants them, and if they are really "lucky" have a few kids that have an excellent chance to live life just as miserable as the current generation.


What? Your idea seems to be that if you're not a privileged westerner - or a third world imitation, some kind of rip-off copy of the western bourgeoisie, knocked up in a sweatshop on the outskirts of Shanghai - you're utterly beyond salvation. Not so. The western model does not exhaust the possibilities of human existence; not being Paris Hilton does not entail being a starving Ethiopian. This logic (I'm wealthy; I lead a 'good' (?) life; they're not wealthy; therefore they must lead a 'bad' life) just doesn't reflect reality. I live in rural Thailand and the people with whom I live, by and large, fall into the category of those "have squat for posessions" but it's absolutely not the case that this means that they "live a short, miserable life". The reason I choose to live in Thailand rather than in my home country (England) is precisely because the culture has such vitality, joy, and life. Of course there are millions in the world who've drawn the short straw and who are condemned to what is unquestionably a miserable life but this does not exhaust the possible descriptions of the global non-elite and nor does it mean that those who do live in abject poverty are - or are reducible to being - deviant or defective copies of westerners.
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Re: Advice to poor.

Unread postby kpeavey » Tue 05 Feb 2008, 07:50:20

enclave

Hey, that just rolls off the keyboard...real smooth...NICE

enclave
enclave
enclave
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Re: Advice to poor.

Unread postby pup55 » Tue 05 Feb 2008, 09:24:36

$this->bbcode_second_pass_quote('', 'Y')our idea seems to be that if you're not a privileged westerner - you're utterly beyond salvation.


I am not saying this at all. What I am saying is that in many of these lands, people are putting up with some terrible conditions, and that the American poor have it pretty good, in the grand scheme of things.

$this->bbcode_second_pass_quote('', 'i')t's absolutely not the case that this means that they "live a short, miserable life


Thailand's life expectancy is over 72 years, much longer than their nearby neighbor Bangladesh. They have managed to reduce their birth rate to 1.64 children per female, which is below the replacement rate.

Thailand

Arable land, about 140,000 square km, to feed 65 million people, only about 461 people per square km, which I think is a little better than Mexico and not even in the same category as some of the places we have been talking about lately.

Gotta watch out who you party with, though. 1.65% with AIDS.

Apparently the thing that saved them is that they were never colonized by either the Brits or even worse, the Germans. This whole sense of work ethic, and need to aspire to some level of achievement apparently was derived from these cultures.

I have not been to Thailand myself, but have been in this region, and bumped into a few of these characters, and find them to be fun loving, and kind of spiritual, no doubt because of their Buddhist influence.

I hope they can keep it up. They also need to be thankful of how good they have it.
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Re: Advice to poor.

Unread postby MrBill » Tue 05 Feb 2008, 11:17:26

pup55 wrote:
$this->bbcode_second_pass_quote('', 'A')pparently the thing that saved them is that they were never colonized by either the Brits or even worse, the Germans. This whole sense of work ethic, and need to aspire to some level of achievement apparently was derived from these cultures.


Umm, not to get off on a tangent, but where did THAT come from? Germany got into the colonial game very late, mostly because Germany itself became one united country quite late - 1848.

Actually, the countries that were colonized by the British have for the most part faired quite well post-colonialism due to the legacy of language, administration, a functioning legal system, etc. Amoung those countries you can count are Australia, Canada, NZ, USA, but even ex-those well to do nations you can look to Singapore, HK, Malaysia and now an re-emerging India, for example.

Those like Zimbabwe and Kenya that have faired less well have basically tore up every legacy advantage that they were left with by the British and ended up poorer for it. But mainly through the bureaucracy, incompetence and corruption - BIC SYndrome - of their own, homegrown African leaders. Asia has been growing economically 34-times faster than Africa over the past 40-years.

Whereas if you happened to be unlucky enough to be colonized by the Spanish or Portugese you ended up with very few of the advantages left by the British except the legacy of the power of the Catholic church. Those ex-colonies are by and large much poorer than ex-British colonies. Spain and Portugal only started to close the gap with their northern neighbors AFTER joining the EU.

Sorry, way off-topic, but as far as the working poor in America I agree for the most part with RedStateGreen. I would add that if you are poor and spend most of your day on websites like peak oil dot com then that may be part of your problem! ; - )
The organized state is a wonderful invention whereby everyone can live at someone else's expense.
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Re: Advice to poor.

Unread postby vision-master » Tue 05 Feb 2008, 11:48:17

$this->bbcode_second_pass_quote('', 'I') would add that if you are poor and spend most of your day on websites like peak oil dot com then that may be part of your problem! ; - )


These websites offer communication with people without leaving your pad. A very cheap way of interacting with others.

Remember, being poor can make a person very isolated from others.
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Re: Advice to poor.

Unread postby MrBill » Tue 05 Feb 2008, 11:55:24

$this->bbcode_second_pass_quote('vision-master', '')$this->bbcode_second_pass_quote('', 'I') would add that if you are poor and spend most of your day on websites like peak oil dot com then that may be part of your problem! ; - )


These websites offer communication with people without leaving your pad. A very cheap way of interacting with others.

Remember, being poor can make a person very isolated from others.


Hmm, I am sure how I could have put it otherwise? I mean if you're a shut-in - for whatever reason - then of course the Internet can be your window on the wide world. Nothing wrong with that.

But if it is compulsive posting versus being productive then it may be part of the problem with regards to being not poor or at a mimimum doing something productive to mitigate the economic fall-out from resource depletion (see list from RedStateGreen).

I think it may be one of those 80/20 things where bad things happen to good people through no fault of their own, but in general we get about 80% of what we deserve about 80% of the time! ; - )
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Re: Advice to poor.

Unread postby pup55 » Tue 05 Feb 2008, 11:57:07

$this->bbcode_second_pass_quote('', '1')238 (traditional founding date; never colonized)


All I know is what the CIA tells me.


CIA World Factbook
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Re: Advice to poor.

Unread postby vision-master » Tue 05 Feb 2008, 12:09:35

$this->bbcode_second_pass_quote('MrBill', '')$this->bbcode_second_pass_quote('vision-master', '')$this->bbcode_second_pass_quote('', 'I') would add that if you are poor and spend most of your day on websites like peak oil dot com then that may be part of your problem! ; - )


These websites offer communication with people without leaving your pad. A very cheap way of interacting with others.

Remember, being poor can make a person very isolated from others.


Hmm, I am sure how I could have put it otherwise? I mean if you're a shut-in - for whatever reason - then of course the Internet can be your window on the wide world. Nothing wrong with that.

But if it is compulsive posting versus being productive then it may be part of the problem with regards to being not poor or at a mimimum doing something productive to mitigate the economic fall-out from resource depletion (see list from RedStateGreen).

I think it may be one of those 80/20 things where bad things happen to good people through no fault of their own, but in general we get about 80% of what we deserve about 80% of the time! ; - )


Yeah, get off your arse and do something! I hate to say it, but during normal business hours most posters here are AT WORK! :cool:
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Re: Advice to poor.

Unread postby Dukkha » Tue 05 Feb 2008, 12:27:17

$this->bbcode_second_pass_quote('pup55', 'A')pparently the thing that saved them is that they were never colonized by either the Brits or even worse, the Germans. This whole sense of work ethic, and need to aspire to some level of achievement apparently was derived from these cultures.


Without wishing to harp on about this, you've just done the same thing again and shown another healthy dose of ethnocentrism. Look at your words: The West - even in its absence - saves another country. This time Thailand's success (?) is negatively (and only, it seems, negatively) correlated with its relationship to the West but the West, and Western modes of being are not the only analytical frameworks which can be applied to the world; they do not exclusively define success, and they does not exclusively define failure.
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Re: Advice to poor.

Unread postby MrBill » Tue 05 Feb 2008, 12:34:18

vision-master wrote:
$this->bbcode_second_pass_quote('', 'Y')eah, get off your arse and do something! I hate to say it, but during normal business hours most posters here are AT WORK!



Luckily, I get paid by the CIA and the FSB to monitor this website, and I work as a financial advisor on social outlyers for TPPT on the side, so most of my time here is considered legitimate work. If not, I would actually have to get a job where I would have to do something productive? But to be fair, I am okay with that alternative, too! ; - )


From Violent Acres:
$this->bbcode_second_pass_quote('', ' ')Being judgmental has served me well and I’d prefer to say that I just have good judgment and that all the people calling me judgmental have very poor judgment. I come from a family and a place where most of the people that I grew up around had extremely poor judgment - frighteningly poor judgment. I was able to look around me and see that my relatives and the people we knew were doing things that were simply wrong. Because I was judgmental, I had enough sense not to do those same things myself. So when I observed the people near me I wasn’t saying “Oh poor Billy’s stealing cars because he feels terrible about himself and needs to steal cars to support his drug habit which he has because addiction is a disease that runs in his family and because his inner child isn’t nourished.” Instead I said “Billy’s a lying criminal and an irresponsible drug addict and thank God I’ll never be like that idiot!”

Due to my being so judgmental and intolerant I am well educated, in good shape, have a great job, no debt and am married to a kind, motivated and hard-working husband. I own property and have no illegitimate children. My cousins, the ones who love to call me judgmental, have Type II Diabetes because they’re overweight and eat shit out of a box every day, just got fired from Wal-Mart and are on their way to get restraining orders against their baby daddies. They also need to borrow some money for gas and diapers and a case of beer.


Source: It’s Good to Be Judgmental - January 28th, 2008

Fortunately, or unfortunately, I grew up in a smalltown in N. Alberta, and due to 'an error' was in the class for dummies. Three long-miserable years that were wasted and put me way behind in maths and sciences. The teachers could not even control this classroom, so we got to listen to records or read Sports Illustrated in the library. Then high school, and another three long-years before I could finally move away and go to college.

Although, I have never been afraid of hardwork - or sweat equity as my father called it - I am allergic to idiots!

I saw the way these kids not only slept through school, but actually physically, mentally and psychologically fought a running battle with their teachers to learn literally as little as possible without outright failing, which many of them richly deserved.

That their lives may not have turned out so great; that some of them are already dead; and some others are in prison is really not a total surprise to me. They turned a free education into a waste of twelve years. If they are the poorly paid, poor workers that I suspect then there is justice in this world afterall! ; - )

On the other hand, not all my friends were academically bent, and some went the vocational route and apprenticed for a trade. They by and large have done fine. Great for them! ; - ))
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Re: Advice to poor.

Unread postby pup55 » Tue 05 Feb 2008, 13:21:55

$this->bbcode_second_pass_quote('', 's')hown another healthy dose of ethnocentrism


True enough. My bad.

All I am doing is trying to give "advice to the poor" per the original question. I think there were implicit assumptions built into the question, at the very least, there is either a wealth hierarchy or wealth dichotomy.

Surely the Thais have the concept of poverty. If they don't they soon will because GM is building a lot of factories over there.
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Re: Advice to poor.

Unread postby sittinguy » Tue 05 Feb 2008, 14:07:05

Never have a car pmt.. Drive a beater car with no A/C.

Consolidate all dept into a 15 year mortgage. Pay a little extra if you can.

1 credit card is plenty, if you have more than 1, get rid of them.

pack your lunch,,, everyday.

No X-mas gifts.. family picture, regift, or home made gifts are plenty.

Spouse has to be on board with the plan, and 100% tranparency on where all the money goes. Couples have to be a team or your screwed.

At least a week of food and heat in the house.

Set a time line on goals, temporarily stop hobbies(that includes drinking) , be cheap as hell and it will work out.
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Re: Advice to poor.

Unread postby I_Like_Plants » Wed 06 Feb 2008, 16:04:32

$this->bbcode_second_pass_quote('MrBill', '
')Hmm, I am sure how I could have put it otherwise? I mean if you're a shut-in - for whatever reason - then of course the Internet can be your window on the wide world. Nothing wrong with that.


November-December-January-February are "wintered in" months here. Hard to travel, social life just about nil. No work, no nothing. Yeah it's depressing as hell.

I think winter in Chicago would be easier, just because there's this thing called "public transportation" they have there, and you can get to places.

Here, you can't. I supposed it's my fault, I forgot to stock up on walrus tusks to carve and makings to moccasins to keep busy on all winter. :lol:

Anyway this is why I'm posting a lot lately. Being wintered in isn't that much fun.
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Re: Advice to poor.

Unread postby RedStateGreen » Thu 07 Feb 2008, 00:11:38

$this->bbcode_second_pass_quote('Revi', 'I') suppose the way not to be poor is to live on what you have. Spend less than you make. Even if you have to cut your budget, if you are spending less than you make you are still not that poor.


This is what I tell my kids (of course they don't listen). You don't get rich by spending all your money.

I've been darn near homeless a couple of times (as a kid) and I've made six figures. Same principle.
$this->bbcode_second_pass_quote('efarmer', '&')quot;Taste the sizzling fury of fajita skillet death you marauding zombie goon!"

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