The World is divided into "haves" and "have nots". In the USA, we have more "haves" than anywhere else.
In this case, "haves" have disposable income, sufficient to allow luxuries such as:
1) Living in cities where the transportation costs for food exceed the cost of the food itself. On average, we spend about 15 calories of oil and gas to put one calorie of food on the table. This is NOT SUSTAINABLE. After the oil crash, you will need to live within 50 miles of every food source you use.
Source:
http://www.resilience.org/stories/2013-07-22/the-energy-cost-of-food2) Most of us can afford private power vehicles today. The vehicles themselves may be affordable going forward, but the fuel will not. When I bought my 2003 Jeep Wrangler, I could fill it for $32 with fuel at $2/gal. Today it costs $65 to fill with fuel at $4/gal. At something like $200 per tank I will make it a hanger queen and just drive it on vacation. I hope to have one or more Electric Vehicles by then. FORGET about commuting to work unless you use mass transit or a bicycle. Mass transit will cost 10X what it costs today, you should be able to project whether you live a viable distance from work today.
3) Most of us can afford private homes and the energy to run them today. I hope to move far enough away from people that my trees remain my own, and do not disappear every fall as they do today in Greece, where the 2,400-year-old olive tree that Plato sat under was recently cut for firewood:
http://greece.greekreporter.com/2013/01/17/platos-tree-cut-down-for-firewood-2/But I will still own a woodlot!
4) Most of us eat too much today, even on the government dole. Diabetes and heart disease run rampant. When food costs 10X what it does today, most of us will be on some form of government handout, and the dietary diseases will back off. Those still working will pay incredibly high taxes, like nothing seen before, and will be mumbling Ebenezer Scrooge's comment about "...using starvation to reduce the surplus population..." Food will take more than 1/2 your income, with necessary transportation taking another 1/4th, and perhaps you have zero disposable income.
5) The entertainment of US politics will continue, with 3/4ths of the population voting themselves ever greater shares of the income of the remaining 1/4th. Think of it as having a family 3X as large as you support today, with perhaps just ONE wage earner left. You can pretty much understand your quality of life in those terms.
And the good news is: We are the wealthiest country on Earth and will survive the conditions above, as long as no other countries try to go to war to take a share. But the USA will be an armed encampment surrounded by starving people, and with real starvation in our own country. Everyone else will be worse off.